

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Exceeded expectations. Platinum mortgage is by go to Mortgage Company.
Reply from Owner
February 4th, 2020 05:57 PM
Thank you very much for your review, Matt!
Outstanding mortgage company. This is our second time using Platinum Home Mortgage, and we will turn to them again in any future mortgage purchases as well as recommending them to our friends and family members.A company is no greater than...
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Reply from Owner
January 22nd, 2020 07:27 PM
Thank you for your wonderful feedback! We are glad you enjoyed your experience with us.
Matt Richter has received a review with 5 star rating from Chelsea R
Reply from Owner
January 22nd, 2020 05:37 PM
Thank you, Chelsea! We are happy that your experience was a great one!
Lucas was great and easy to work with, he made the whole first homebuying process easy and stress-free. He was always available to answer questions and continuously checked in to make sure we had everything we needed. Very thankful to have...
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Reply from Owner
January 18th, 2020 08:39 PM
We appreciate your glowing review!
This is our second home loan with Platinum. Great service from Jennifer in the Coeur d'Alene office.
Reply from Owner
January 14th, 2020 12:40 AM
Thank you very much for your review, Zoltan!
Matt Richter has received a review with 5 star rating from Apielop
Reply from Owner
January 13th, 2020 07:02 PM
Thank you for your wonderful feedback! We are glad you enjoyed your experience with us.
Matt and his team have ALWAYS taken exceptional care of my personal mortgage needs, as well as those of my clients: I wouldn't even consider using another company. Fast, efficient and pleasant to work with. Thank you Platinum Home Mortgage!!...
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Reply from Owner
January 3rd, 2020 08:50 PM
Thank you, Joe! We are happy that your experience was a great one!
Matt Richter and the team at Platinum Mortgage have handled several transactions for us over the years and is always a pleasure to work with. He is professional and keeps us informed of where we are in the process along the way. We know that...
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Reply from Owner
December 30th, 2019 07:53 PM
We appreciate your glowing review!
Timely service... did everything he said he would do, when he said he would do it, which means a lot to me. No snags or problems at all.
Reply from Owner
December 30th, 2019 02:12 AM
Thank you very much for your review, Randall!
Lucas and his team are amazing! The wife and I were put into an unfortunate living situation, with time being an issue and the winter months, Lucas was constantly keeping us updated and checking to make sure we were alright. There were times...
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Reply from Owner
December 24th, 2019 08:01 PM
Thank you for your wonderful feedback! We are glad you enjoyed your experience with us.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.