

Mary Gardner
Licensed Mortgage Professional | NMLS#218976


University of Michigan
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance ... Show More
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Mary is just fantastic!!! This is the second time we have used her and both times she has been so hellpful that it made the whole process pretty much seamless. She is quick to respond, very informative and knowledgeable about what options are...
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Reply from Mary Gardner
December 9th, 2024 11:39 PM
Thank you so much for your kind words, Michelle. I'm thrilled to hear that you had a great experience for the second time! Making sure you are informed and the process is seamless is my top priority. I look forward to helping you with any future...
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Mary is amazing. Always thinking one step ahead fo complete the process. Thanks Mary!!
Reply from Mary Gardner
November 12th, 2024 08:59 PM
I'm delighted to hear that you had a great experience, Rocco! It's always my goal to think ahead and make the process as smooth as possible for my clients. Thank you for taking the time to leave such a positive review, and for the full 5 stars....
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Mary was able to close my clients transaction early. I always trust her with my family and client. I know she will always deliver gresr servic.
Reply from Mary Gardner
November 12th, 2024 09:00 PM
I'm truly grateful for the high rating and kind words, Claribel. It's always a pleasure assisting with your transactions, and it's rewarding to hear that my efforts made a positive impact. Thank you for your trust and for choosing Homeowners...
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The same thing that has made it great for 25 years... Mary
Reply from Mary Gardner
November 12th, 2024 08:59 PM
Thank you so much, Ray, for your outstanding review! I'm thrilled to hear that you appreciate my work at Homeowners Financial Group. It's always been my goal to provide the best service for you and others. Over the past 25 years, it's been...
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My agent she is excellent and everybody else is good to
Mary kept us in the loop through the whole process. If we had any questions she answered her phone and helped us out. She made it easy for us to make the best decisions for our mortgage. Couldn’t have asked for better service!
Mary kept us in the loop through the whole process. If we had any questions she answered her phone and helped us out. She made it easy for us to make the best decisions for our mortgage.
Reply from Mary Gardner
October 11th, 2024 05:35 PM
Thank you for the wonderful review, Channing! I'm so pleased to hear that you felt informed and supported throughout your mortgage process with Homeowners Financial Group USA, LLC. It was my pleasure to assist you and Karen in making the best...
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Mary was very helpful and knowledgeable! I would highly recommend! Thank you for all your hard work!
Reply from Mary Gardner
September 14th, 2024 04:20 PM
It's great to hear that you found my assistance helpful, David. I strive to provide the best service to all my clients at Homeowners Financial Group USA, LLC. Your kind words and the perfect rating are very much appreciated. I'm always here...
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Mary was wonderful to work with. She was responsive, thorough, patient with all of our questions and concerns and super kind. I highly recommend her! She exceeded all expectations!
Reply from Mary Gardner
September 9th, 2024 07:48 PM
Thank you so much for your kind words! You were an amazing client, Karena. I'm thrilled to hear that you had a positive experience with me and Homeowners Financial Group. I strive to provide the best service to my clients, and I'm glad to hear...
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Mary is so knowledgeable and efficient. I feel so comfortable she is working in my best interest.
Reply from Mary Gardner
September 5th, 2024 04:48 PM
I'm so glad to hear that you had a positive experience, Nancy! It's always my goal to provide clear, efficient service and make sure you feel confident in the process. Your feedback is greatly appreciated and it was a pleasure working with...
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About
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance transaction. A proud veteran, Mary utilizes that same sense of dignity, professionalism and integrity in the mortgage business.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
Bank Statement Loans
Down Payment Assistance Loans
FHA Loans
VA Loans
USDA Loans
Alternative products for self-employed
Debt Service Coverage Ratio Loans
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Education
- University of MichiganPsychologyBachelor of Science in PsychologySep 1990 -May 1994

Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS#218976
Hobbies
- Traveling, swimming, reading, dancing
Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.