

Mary Gardner
Licensed Mortgage Professional | NMLS#218976


University of Michigan
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance ... Show More
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This is the second time I've worked with Mary and she makes what could be a stressful transaction into a joy. I hope rates go down again so I have an excuse to work with her again. Thank you Mary.
Mary’s amazing and is my trusted lender partner!
Reply from Mary Gardner
September 5th, 2024 04:47 PM
I'm truly grateful for your kind words, Wil! Hearing that I am your trusted lender partner is the highest compliment I could receive. Your satisfaction is my top priority and I'm delighted to hear that you had such a positive experience. Looking...
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Prompt and clear communication of the process, the time frame and documents required. Always pleasant and professional. Everything was completed on time and accurate. Our highest recommendation.
Reply from Mary Gardner
September 5th, 2024 04:46 PM
I'm so glad to hear you had a positive experience, Jackson! It was my pleasure to guide you through the loan process at Homeowners Financial Group USA, LLC. I strive to provide clear and prompt communication to all of my clients. Your feedback...
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Mary was so knowledgeable and reassuring it made the whole process a pleasure to work with her.
Reply from Mary Gardner
July 25th, 2024 03:43 PM
I'm thrilled to hear that you had a positive experience, Pamela. Your kind words truly mean a lot. I'm glad my knowledge and reassurance could make the process pleasurable for you. It was a joy working with you as well. I look forward to the...
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I have worked with Mary on several transactions and can say she is truly one of the best in the business!
Reply from Owner
July 13th, 2024 03:52 PM
I'm so grateful for your kind words, Dana! It's always a pleasure working with you on your transactions. You are an exceptional realtor! I'm thrilled to hear that you're satisfied with my service. I look forward to our future collaborations....
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I have worked with Mary on several transactions, and each one was a great experience! She is truly one of the best on the business!
Mary is amazing to work with and we are never disappointed in all the times we have worked with her. She is always there from start to finish and works in every state we have needed her! Day or night she is a phone call away to answer any of...
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Working with Mary- there aren’t enough words to describe how amazing she is. From start to finish and everywhere in between, she does an amazing job. We have used her 4 times in the past 7 years and every time has been so easy! I always tell...
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Mary Gardner has received a review with 5 star rating from Love&Light
Mary Gardner is the absolute best! I have worked with her periodically over the years until finally finding the right home. She is incredibly knowledgeable, professional and patient. She walked me through every step, ensuring I understood the...
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About
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance transaction. A proud veteran, Mary utilizes that same sense of dignity, professionalism and integrity in the mortgage business.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
Bank Statement Loans
Down Payment Assistance Loans
FHA Loans
VA Loans
USDA Loans
Alternative products for self-employed
Debt Service Coverage Ratio Loans
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Education
- University of MichiganPsychologyBachelor of Science in PsychologySep 1990 -May 1994

Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS#218976
Hobbies
- Traveling, swimming, reading, dancing
Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.