Mary Gardner
Licensed Mortgage Professional | NMLS#218976
University of Michigan
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance ... Show More
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Mary is amazing to work with. She gets things done, keeps you informed and is overall just pleasant! Would recommend her 100x over!!
was creative, assertive, professional, and detail oriented.
Reply from Mary Gardner
August 10th, 2026 10:28 PM
Thank you, Barbara, for highlighting these traits and for this positive feedback. I thoroughly enjoyed working with you and I find you have these same attributes:) I very much hope to work together again in the future,
Mary does a great job
Reply from Mary Gardner
August 10th, 2026 10:31 PM
Thank you, Jim! It has been an honor working with you through the years. I value and appreciate your trust and loyalty!
Mary is an incredible person.
Reply from Mary Gardner
August 10th, 2026 10:37 PM
I'm grateful for your kind words, Maritza. It's wonderful to know you had a positive experience! I feel the same way about you and I look forward to keeping in touch! If there's anything else I can do for you, please let me know.
Mary is the ultimate professional and is the definition for superior customer service - we and our clients love working with her. She always goes well above and beyond!
Reply from Mary Gardner
August 10th, 2026 10:32 PM
Thank you, Daniel, for your kind words. I'm pleased to hear that you and your clients enjoy working with me and appreciate the level of service I provide. Going above and beyond is something I strive for, and it's wonderful to know it makes...
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Mary was fantastic. She was quick and she answered all my calls, and even worked on the weekends when necessary. Overall 10/10 experience.
Reply from Mary Gardner
August 10th, 2026 10:33 PM
I appreciate your kind words, Justine. I'm happy to hear that I could provide you with a 10/10 experience and be available when you needed assistance, even on weekends. If there's anything more I can do for you in the future, please feel free...
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Communications for 6 month home search.
Reply from Mary Gardner
August 10th, 2026 10:34 PM
Eric, I'm glad I could be a part of your journey, and I hope the communication throughout was helpful. You and Jan were a true pleasure to work with! If you have any further questions or need assistance, please feel free to reach out.
Mary was very pleasant to deal with and quite helpful.
Reply from Mary Gardner
August 10th, 2026 10:35 PM
I'm thankful for your kind words, Janice. It's great to know that you found our interactions pleasant and helpful. I am even happier to have you a as a new neighbor! If you ever need assistance in the future, feel free to reach out.
Absolutely one of the best to work with I had a better opportunity to get loan through my bussiness bank and with less cost due to my Long rrelationship was gievn big break ,I still opted to work with mary dur to past experiences with her I...
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Reply from Mary Gardner
August 10th, 2026 10:39 PM
Thank you, Alex! I'm grateful to know that you chose to work with me again despite having other options. It means so much that you value the service and experiences we've shared in the past. I appreciate you so much! If there's anything more...
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Mary was very professional and knowledgable. She kept me informed every step of the process . She's a pleasure and a delight to work with!
Reply from Mary Gardner
August 10th, 2026 10:39 PM
Thank you, Patricia, for your kind words. I'm pleased to hear that you found my professionalism and knowledge helpful throughout the process. It was a pleasure working with you as well!
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About
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance transaction. A proud veteran, Mary utilizes that same sense of dignity, professionalism and integrity in the mortgage business.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
Bank Statement Loans
Down Payment Assistance Loans
FHA Loans
VA Loans
USDA Loans
Alternative products for self-employed
Debt Service Coverage Ratio Loans
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Education
- University of MichiganPsychologyBachelor of Science in PsychologySep 1990 -May 1994
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS#218976
Hobbies
- Traveling, swimming, reading, dancing
Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.