Mary Gardner
Licensed Mortgage Professional | NMLS#218976
University of Michigan
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance ...... Show More
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Mary was very professional and knowledgable. She kept me informed every step of the process . She's a pleasure and a delight to work with!
Mary was most helpful and professional in helping us navigate the loan process. We appreciated Mary's suggestions throughout the road to approval.
Very easy process.
Reply from Mary Gardner
April 14th, 2026 10:23 PM
I'm pleased to hear that you found the process easy, Todd. If you ever have more questions or need assistance, I'm here to help. It was wonderful working with you and Ann!
Mary was professional and had excellent communication with us. She always prepared us for the next step. There were no surprises! Mary responded to any questions or concerns we had immediatel! We appreciate everything Mary did in helping us...
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Reply from Mary Gardner
April 14th, 2026 10:25 PM
Gordy, I'm so glad to hear that you appreciated the communication and preparation throughout the loan process. Keeping everything smooth and free of surprises is always my goal! I'm so thankful for your kind words and having you and Linda as...
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Mary is the best. There is too much to say. She is incredibly knowledgable, she responds almost instantly to any and all questions, she is organized, she is efficient, etc. I can go on and on about how spectacular she is.
Reply from Mary Gardner
April 14th, 2026 10:28 PM
Noah, you and Ray are outstanding realtors and I feel so lucky to be working with you both! Thank you for sharing such kind words and cheers to a great 2026!
Mary kept us informed and up to date at every turn. While I represented the seller it was nice to be in the know at all stages during the transaction.
Reply from Mary Gardner
April 14th, 2026 07:39 PM
Thank you, Brad, for sharing your experience. I'm pleased that I could keep you informed and updated throughout the transaction. It was important to me to ensure clear communication at every stage. If there's anything more I can do for you...
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Help us all the way and guided us through it all. Always there to support and help us.
Reply from Mary Gardner
April 7th, 2026 10:23 PM
It’s wonderful to hear that you felt supported and guided throughout the process, James. I'm pleased that I could be there for you every step of the way. If you have any more questions or need further assistance in the future, feel free to...
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She had her client very well qualiified before their agent submitted an offer on my listing. kept me informed. sher is a very pleasant person.
Reply from Mary Gardner
April 7th, 2026 10:24 PM
I'm pleased to hear about your positive experience, Linda. Ensuring clients are well-prepared before submitting offers is always a top priority for me. Keeping everyone informed throughout the process is equally important, and I'm glad you...
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Mary Gardner was very professional and communicative throughout the entire lending process. She'a always available to answer any questions and goes above and beyond to assure that your loan closes smoothly and on time. I highly recommend her...
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Reply from Mary Gardner
March 11th, 2026 05:36 PM
I appreciate your thoughtful review, Deena. It's great to hear that my communication and availability helped make the lending process smoother for you. Ensuring that everything proceeds on time is a priority, and your recommendation means a...
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had a great experience with Mary. She explained everything to us.She was very personable,
Reply from Mary Gardner
April 7th, 2026 10:24 PM
I'm pleased to hear about your positive experience, Andrew. It's important to me that everything is clearly explained and that you feel comfortable throughout the process. If there's anything more I can do or any further questions you have,...
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About
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance transaction. A proud veteran, Mary utilizes that same sense of dignity, professionalism and integrity in the mortgage business.
Specialities
Conventional Loans
Bank Statement Loans
Down Payment Assistance Loans
FHA Loans
VA Loans
USDA Loans
Alternative products for self-employed
Debt Service Coverage Ratio Loans
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Search Rank ScoreLearn More →
395
/850
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Education
- University of MichiganPsychologyBachelor of Science in PsychologySep 1990 -May 1994
Addresses and Serving Areas
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS#218976
Hobbies
- Traveling, swimming, reading, dancing
Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.