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Mary Gardner - Licensed Mortgage Professional | NMLS#218976 in Scottsdale, AZ

Mary Gardner

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Licensed Mortgage Professional | NMLS#218976

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University of Michigan
University of Michigan
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance ... Show More
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University of Michigan
University of Michigan
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  • Encompass
    M
    Maureen H
    San Tan Valley, AZ
    Posted on March 4th, 2025 02:09 PM
    Mary is amazing!
    Reply from Mary Gardner
    March 4th, 2025 11:05 PM
    Thank you so much, Maureen! Your kind words truly mean a lot to me. I'm thrilled to hear that you had a positive experience, and it was a pleasure to work with you. I always look forward to working with you!
  • Encompass
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    Elizabeth J Z
    Scottsdale, AZ
    Posted on February 27th, 2025 03:23 AM
    Mary is an expert and has so much great advice and recommendations around best practices. She was very personable and patient and was there every step of the way with answers to our questions and a positive attitude. It was very reassuring...
    read more
    Reply from Mary Gardner
    February 28th, 2025 03:49 PM
    Elizabeth, thank you so much for your kind words! I'm thrilled to hear that you felt supported throughout the process. It was truly a pleasure working with you, and I’m glad I could assist in making your home buying experience a smooth one....
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  • Encompass
    D
    Dianna E K
    Flagstaff, AZ
    Posted on February 27th, 2025 03:13 AM
    Mary was willing to work with us in a patient and competent way She answered all our questions and even the realtor we were working with said she was super impressed by Mary and would be referring people to her
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    Reply from Mary Gardner
    February 28th, 2025 03:49 PM
    Thank you so much, Dianna, for your kind words. It was a pleasure working with you and being part of your home-buying journey. I'm glad I could answer all your questions and make the process smoother for you. It means a lot to me that your...
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    Dave G
    Posted on February 23rd, 2025 03:21 PM
    Mary Gardner was outstanding! Thorough, professional, and one step ahead of the process. I highly recommend her!
    Reply from Owner
    February 24th, 2025 07:34 PM
    Dave, thank you so much for your kind words! I'm thrilled to hear that you had a positive experience. It was a pleasure working with you, and I'm glad I could make the process smooth and efficient. Your recommendation means a lot to me. If...
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  • Encompass
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    David G
    San Tan Valley, AZ
    Posted on February 23rd, 2025 03:19 PM
    Mary Gardner was just outstanding! Good communication on what items were needed, and why it was needed. Very thorough, anticipated problems and was ahead of the game. By far, one of the best and easiest mortgage deals I have done. All thanks...
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    Reply from Mary Gardner
    February 24th, 2025 07:34 PM
    David, thank you so much for your kind words! I'm thrilled to hear that you had such a positive experience. It was a pleasure working with you to make the process as smooth as possible. Anticipating potential issues and keeping clear communication...
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    A
    A G U
    Posted on February 16th, 2025 02:36 PM
    Mary's professionalism, excellent communication and expertise got this tricky deal to the closing table on time! Thank you!!
    Reply from Owner
    February 24th, 2025 07:35 PM
    Laura, I'm thrilled to hear that you had such a positive experience! It was truly a pleasure working with you. I'm glad we could navigate the complexities together and close on time. Thank you for your kind words and for trusting me with your...
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  • Encompass
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    Laura J
    Scottsdale, AZ
    Posted on February 16th, 2025 02:34 PM
    Mary was proactive every step of the way! It was a difficult transaction and her knowledge and expertise allowed us to close on time.
    Reply from Mary Gardner
    February 16th, 2025 05:50 PM
    Thank you Laura! Working with you on a putchase transaction is a joy. Your knowledge, care for your clients, and diligence in all aspects is exceptional.
  • SFTP
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    Anthony C
    Lansing, MI
    Posted on January 19th, 2025 12:49 PM
    Mary was with me every step of the way. I'd give her 10 out of 5 stars!
    Reply from Mary Gardner
    February 24th, 2025 07:35 PM
    Anthony, thank you so much for your kind words! I'm thrilled to hear that you felt supported throughout the process. It was a pleasure working with you, and I’m so glad I could help make your experience a positive one. If you ever need anything...
    read more
  • Encompass
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    Charles F
    Phoenix, AZ
    Posted on January 13th, 2025 03:11 PM
    Mary was fantastic. She was sweet, thoughtful and really did a fabulous job answering my questions. I would recommend anyone looking to seek her guidance on buying a house.
    Reply from Mary Gardner
    February 24th, 2025 07:36 PM
    Charles, thank you so much for your kind words! I'm thrilled to hear that you found my assistance helpful and that I could answer your questions effectively. It was a pleasure working with you, and I'm delighted to have been a part of your...
    read more
  • google
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    Michelle W
    Posted on December 9th, 2024 06:00 PM
    Mary Gardner has received a review with 5 star rating from Michelle W
  • 7180 of 529
    About
    Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance transaction. A proud veteran, Mary utilizes that same sense of dignity, professionalism and integrity in the mortgage business.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    Bank Statement Loans
    Down Payment Assistance Loans
    FHA Loans
    VA Loans
    USDA Loans
    Alternative products for self-employed
    Debt Service Coverage Ratio Loans
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    Education
    • University of Michigan
      Psychology
      Bachelor of Science in Psychology
      Sep 1990 -May 1994
      University of Michigan logo
    Addresses and Serving Areas

    Year Started

    2001

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS#218976
    Hobbies
    • Traveling, swimming, reading, dancing
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.