Mary Gardner
Licensed Mortgage Professional | NMLS#218976
University of Michigan
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance ... Show More
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Mary was great throughout the entire process of our home purchase. She answered any questions that we had, and made sure we had what we needed to be successful. She also kept us fully informed every step of the way, making sure that we knew...
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Reply from Owner
August 4th, 2025 06:04 PM
Thank you, Michael, for sharing your experience. I'm pleased to know that you felt informed and equipped during your home purchase. Helping you navigate each step and ensuring clarity was very important to me. I'm grateful for the opportunity...
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Mary was great throughout the entire process of our home purchase. She answered any questions that we had, and made sure we had what we needed to be successful. She also kept us fully informed every step of the way, it was fantastic working...
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Reply from Mary Gardner
July 17th, 2025 07:24 PM
I'm really grateful for your review, Michael. It’s wonderful to hear that you felt well-informed and supported throughout the home buying process. Being able to answer your questions and ensure you had everything you needed was important to...
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i had several options as iamin financial business as well but I can never beat Mary is professionalism and knowledge and experience plus extremely caring attitude and keep going back to her easy simpleno nonsense process thank you Mary
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Reply from Mary Gardner
July 14th, 2025 09:27 PM
Thank you, Alex, for your thoughtful review. I'm truly honored by your kind words and appreciate your continued trust in my services. It means a lot to hear that my approach resonates with you, especially given your own expertise in the financial...
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Mary is very communicative, patient, and easily flexed when I was overseas. Overall, a fantastic experience working with her.
Reply from Mary Gardner
July 14th, 2025 09:28 PM
I'm so grateful for your review, Eli. It's wonderful to know that my communication and flexibility were helpful while you were overseas. Ensuring your experience was smooth and supportive is always my goal. Thank you for sharing your thoughts,...
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Mary Gardner was Wonderfuful to work with once again! She is so professional and always there for my clients and for me as their Realtor for any questions we might have. We close on time, smoothly, with no issues. She is the best lender I've...
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Reply from Mary Gardner
July 14th, 2025 09:29 PM
Thank you so much, Deena, for your kind words. It's always a pleasure to support you and your clients throughout the process. I'm thrilled to know that my efforts contributed to smooth and timely closings, and I appreciate your trust and recommendation....
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We have used Mary Gardner since 2008 . We have always had a wonderful experience. Mary is knowledgable , and fast with her work. She is always honest, trustworthy, and dependable. Mary feels like family . Thank you Mary!
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Reply from Mary Gardner
July 14th, 2025 09:33 PM
Allison, I am so honored to be your and Brian's trusted loan officer all these years. You both feel like family to me as well. I cannot thank you enough for this review. It means so much!
Generally everything was pretty easy. The only negarive would be the glitch in the paperwork regarding payment amounts.
Reply from Mary Gardner
April 17th, 2025 04:46 PM
I'm glad to hear that the process was easy for you Michael and I appreciate your feedback. The glitch in the paperwork regarding the monthly payment on a 1-1 buydown on our automated form is being addressed. It was a true pleasure working with...
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Mary was a true professional from start to finish! She was on top of our transaction the entire time. Mary always communicated to all parties on their loan progress and was quick to respond to any questions. She always does a great job and...
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Reply from Mary Gardner
April 16th, 2025 07:42 PM
I'm delighted to hear that your experience was so positive. It was a pleasure working with you, and I appreciate your kind words. Thank you for trusting me with your transaction. You are always an exceptional realtor Susan!
Mary was on-top of all the issues, and kept the process running smoothly all the way to the closing. We have bought/sold over 12 homes in our lives and this was one of the best experiences ever.
Reply from Mary Gardner
March 11th, 2025 04:10 PM
Brett, thank you so much for your kind words! I'm thrilled to hear that this was one of the best experiences for you, especially given your extensive history with buying and selling homes. It was a pleasure working with you and ensuring everything...
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Mary was Great to work with! She stayed in constant contact, she was great at following up. We had clear to close early. The transaction ran smooth.
Reply from Mary Gardner
March 4th, 2025 11:05 PM
Hi Stephanie, Thank you so much for your kind words! I'm thrilled to hear that your experience was smooth and that we were able to clear to close early. Staying in constant contact and ensuring everything goes seamlessly is always my goal....
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About
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance transaction. A proud veteran, Mary utilizes that same sense of dignity, professionalism and integrity in the mortgage business.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
Bank Statement Loans
Down Payment Assistance Loans
FHA Loans
VA Loans
USDA Loans
Alternative products for self-employed
Debt Service Coverage Ratio Loans
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Education
- University of MichiganPsychologyBachelor of Science in PsychologySep 1990 -May 1994
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS#218976
Hobbies
- Traveling, swimming, reading, dancing
Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.