Mary Gardner
Licensed Mortgage Professional | NMLS#218976
University of Michigan
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance ... Show More
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Reviews from Web
Mary helped guide us through the process from start to finish. She was amazing and fantastic to work with.
Reply from Mary Gardner
September 2nd, 2025 06:22 PM
I appreciate your feedback, Kate! It was a true pleasure working with you and Paul:) I look forward to keeping in touch and I hope you love your new MI home!!
Shes very good and responsive
Reply from Mary Gardner
September 2nd, 2025 06:22 PM
I appreciate your feedback, Sue. It's gratifying to know that you found my responsiveness helpful. If there's anything more I can assist you with, please feel free to reach out.
Awesome in every way!!
Reply from Mary Gardner
September 2nd, 2025 06:26 PM
Thank you, Paul. I loved working with you and Kate!! If there's anything more I can assist you with in the future, please feel free to reach out!
Mary Gardner has received a review with 5 star rating from Jay U
Reply from Owner
January 26th, 2026 08:52 PM
Your positive rating is appreciated, Jay. Thank you for your support!
Mary is the Best with a capital B. This loan would have not gotten done with her knowledge and expertise. I couldn't be happier w/the support given.
Thank you Mary!
Reply from Mary Gardner
September 2nd, 2025 06:23 PM
I'm really pleased to hear that my knowledge and expertise made a difference in getting your loan done, Jay. Your satisfaction with the support you received means a lot to me. If there's anything else you need or any questions you have in the...
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Mary Gardner has received a review with 5 star rating from Jay U
Reply from Owner
February 17th, 2026 12:00 AM
Your positive rating is appreciated, Jay. Thank you for your support!
Mary was fantastic and very easy to work with. A great experience
Reply from Mary Gardner
August 18th, 2025 07:34 PM
Thank you, William, for your feedback. I'm delighted to hear that you found our collaboration both fantastic and easy. Ensuring a great experience is always my goal. You were such a wonderful client to work with! Should you have any questions...
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Mary is the best.
Reply from Mary Gardner
August 10th, 2025 06:23 PM
Thank you, Angela! I feel the same about you. You are an absolutely phenomenal realtor in your knowledge, work ethic, and in your effort and care for your clients. It is an honor to work with you!
Mary Gardner has received a review with 5 star rating from Ellery K B J
Reply from Owner
September 2nd, 2025 06:23 PM
I appreciate your positive rating, Ellery. Thank you for your support!
Mary's professionalism, follow-up and concern for our wellbeing make it easy. She's the Best!!!
Reply from Mary Gardner
August 4th, 2025 06:03 PM
Thank you, Ellery, for your kind words. I'm glad to hear that my professionalism and follow-up made the process easier for you. Your wellbeing is incredibly important to me, and it's heartening to know you felt well-supported. If there's ever...
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About
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance transaction. A proud veteran, Mary utilizes that same sense of dignity, professionalism and integrity in the mortgage business.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
Bank Statement Loans
Down Payment Assistance Loans
FHA Loans
VA Loans
USDA Loans
Alternative products for self-employed
Debt Service Coverage Ratio Loans
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Education
- University of MichiganPsychologyBachelor of Science in PsychologySep 1990 -May 1994
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS#218976
Hobbies
- Traveling, swimming, reading, dancing
Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.