Mary Gardner
Licensed Mortgage Professional | NMLS#218976
University of Michigan
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance ... Show More
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Reviews from Web
Mary is great to work with, she quick to respond and stays on top of everything. You can tell she wants whats best for her clients. I hope to work with her more in the future and continue to refer her to all my friends and family.
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Reply from Mary Gardner
November 28th, 2025 07:24 PM
Kent, I appreciate your thoughtful review. Knowing that you felt supported by my responsiveness and dedication to client care means a lot to me. I'm glad to hear you're interested in working together again and I truly appreciate the referrals....
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Mary was absolutely wonderful to work with on our refinance. She is so knowledgeable and professional, and kept us updated throughout the process. She has customer for life and with us!
Reply from Owner
November 28th, 2025 07:24 PM
Karena, I appreciate your feedback and I also love working with you both! Knowing that you were kept informed and found the process smooth means a lot to me. I'm glad to have been of service during your refinance, and I look forward to assisting...
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Mary is absolutely wonderful. She kept us informed and up to date through the entire refinance process . She is knowledgable and never missed a beat! She has a customer for life with us.
Reply from Mary Gardner
November 5th, 2025 09:57 PM
Thank you, Karena, for your wonderful review! It's great to hear that you felt well-informed throughout the refinance process. Earning your trust and loyalty is so important to me, and I'm here if you need any further assistance in the future:)...
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Mary was an expert with the process. She always overexplained everything to be sure we felt confident moving forward. She made the process extremely easy on us. She's the best in the business!
Reply from Mary Gardner
November 5th, 2025 09:59 PM
Thank you Andrew! Ensuring that you felt confident and informed throughout the process was very important to me. Hopefully that over-explaining didn't get annoying...lol! It's rewarding to know that my efforts made things easier for you. Cheers...
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Great experience with Mary and a VA loan. Mary knows her stuff.
Reply from Owner
November 5th, 2025 09:59 PM
I appreciate your feedback, Don. Knowing my stuff and ensuring everything goes smoothly is always my goal. If there's anything more I can do for you in the future, feel free to reach out!
Mary's knowledge of loans is incredible, makes process very easy.
Reply from Mary Gardner
November 5th, 2025 10:00 PM
Thank you, Donald, for your kind review! I'm pleased to hear that my knowledge of loans helped make the process easier for your clients. If you have any more questions or need further assistance in the future, feel free to reach out.
Mary was amazing to work!! Wonderful communication!! Exceptional knowledge!! Outstanding report with me!! Best loan experience I have ever had!
Reply from Mary Gardner
November 5th, 2025 10:01 PM
I appreciate your glowing review, John! I'm pleased to hear that the communication and knowledge provided made your loan experience a positive one. Building a strong rapport with you was important to me, and it's rewarding to know it had such...
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Mary responded very quickly to purchase with a quick close date. She communicated well and did what she said she was going to do.
Reply from Mary Gardner
November 5th, 2025 10:04 PM
I appreciate your feedback, Ruth! I'm glad to hear that my responsiveness and clear communication made a difference for you and our buyers. Ensuring a smooth process is always my goal, and it's rewarding to know that everything went as promised....
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Thanks Mary!
Reply from Mary Gardner
November 5th, 2025 10:05 PM
You are so welcome Bill! I feel fortunate to have earned your trust and continued business!
Everything! From beginning to end! She is so knowledgeable and I am convinced this Buyer would not have been able to buy this property if we had another loan officer.
Reply from Mary Gardner
September 3rd, 2025 09:46 PM
Your feedback means a lot to me, Maureen! I consider you to be a best in business realtor and I am honored to be your trusted loan partner:) It was important to me that everything went smoothly for our Buyer and I'm glad I could make a difference....
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About
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance transaction. A proud veteran, Mary utilizes that same sense of dignity, professionalism and integrity in the mortgage business.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
Bank Statement Loans
Down Payment Assistance Loans
FHA Loans
VA Loans
USDA Loans
Alternative products for self-employed
Debt Service Coverage Ratio Loans
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Education
- University of MichiganPsychologyBachelor of Science in PsychologySep 1990 -May 1994
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS#218976
Hobbies
- Traveling, swimming, reading, dancing
Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.