Mary Gardner
Licensed Mortgage Professional | NMLS#218976
University of Michigan
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance ... Show More
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Reviews from Web
Mary is professional, speedy, and a pleasure to work with! Couldn't have closed on the home without her!
Reply from Mary Gardner
January 26th, 2026 08:51 PM
I appreciate your feedback, Kien. It's delightful to know that my approach helped facilitate the closing process. I'm grateful for the opportunity to assist you, and if there's ever anything else you need, I'm here to help.
Mary is always a pleasure to work with! She
offered helpful advice, keeps me on track, and makes sure everything gets handled with the utmost care. Mary will always be my go to!
Reply from Owner
January 26th, 2026 08:52 PM
I'm truly grateful for your kind words, Ryan. I'm pleased to hear that my advice and support have been beneficial to you. It's vital to me that everything is handled with care, and knowing you'll continue to rely on me is incredibly rewarding....
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Mary is always a pleasure to work with! She offered helpful advice, keeps me on track, and makes sure everythin gets handled with the utmost care. Mary will always be my go to!
Reply from Mary Gardner
December 11th, 2025 08:07 PM
I'm grateful for your feedback, Ryan. Knowing that I can provide helpful advice and ensure everything is managed with care means a lot to me. It's wonderful to be your go-to choice, and I'm always here to assist whenever you need. Thank you!...
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Mary's awesomeness
Reply from Mary Gardner
December 11th, 2025 08:08 PM
Thank you Ray! YOU are the absolute best in the business and I appreciate you!
Mary Gardner has received a review with 5 star rating from Andy T
Reply from Owner
December 11th, 2025 08:08 PM
Thank you for the 5 star review Andy!
Every doc was ready when we needed it.
Reply from Mary Gardner
November 28th, 2025 07:19 PM
I appreciate your positive feedback, Don. Making sure all documents are prepared and available when needed is a key part of the process, and I'm glad this was your experience. If you have any further questions or need assistance, feel free...
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Mary was organized professional and explained options well.
Reply from Mary Gardner
November 28th, 2025 07:20 PM
I'm glad to hear that you found the experience organized and professional, Nicole. Explaining options clearly is something I prioritize, and it's great to know that it was helpful for you. If you have any other questions or need further assistance,...
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Mary is always so efficient and on top of everything that the process of financing and refinancing is seamless. Very personable, polite, courteous and knowledgeable as well.
Reply from Mary Gardner
November 28th, 2025 07:20 PM
It's wonderful to hear that you found the financing and refinancing process seamless, Michelle. I'm pleased that my approach made things efficient for you. Being personable, polite, and knowledgeable is key to providing great service, so your...
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Mary made the whole experience of initially setting up the loan and a refinance go so smoothly! Her extensive experience level answered questions before she was asked and anticipated our every need,! We wholeheartly recommend Mary Gardner for...
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Reply from Mary Gardner
November 28th, 2025 07:22 PM
Dave, thank you so much! I I'm glad my experience was helpful in addressing your needs and questions proactively. I appreciate the heartfelt recommendation. You and Suhani are a complete joy to work with!
Love working with Mary! She makes everything quick and easy!
Reply from Mary Gardner
November 28th, 2025 07:23 PM
Thank you Kayla! You and Andrew are special to me and I feel honored by your trust and by this feedback:)
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About
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance transaction. A proud veteran, Mary utilizes that same sense of dignity, professionalism and integrity in the mortgage business.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
Bank Statement Loans
Down Payment Assistance Loans
FHA Loans
VA Loans
USDA Loans
Alternative products for self-employed
Debt Service Coverage Ratio Loans
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Education
- University of MichiganPsychologyBachelor of Science in PsychologySep 1990 -May 1994
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS#218976
Hobbies
- Traveling, swimming, reading, dancing
Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.