Mary Gardner
Licensed Mortgage Professional | NMLS#218976
University of Michigan
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance ... Show More
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Mary Gardner!!!
As a realtor usually we don't hear much from the lending side . Mary kept me ip to date and was clear what was needed to keep us on track to close . Thanks
Reply from Mary Gardner
April 7th, 2026 10:25 PM
I appreciate your feedback, Lisa. Keeping you informed and on track during the process is a priority for me. I'm glad to hear that you felt well supported. If you have any more questions or need further assistance, feel free to reach out anytime....
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Mary understands the value of communication. always.
Great communication got everything done in a very timely manner completed our loan and under three weeks
Reply from Mary Gardner
February 16th, 2026 12:15 AM
I appreciate your review, Brian! Ensuring a speedy closing is something that I take pride in and I have a great team here at work too:) If you have any questions or need further assistance, please feel free to reach out. I would be honored...
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Thank you for everything. Very professional, personable, knowledgable got things done quickly with no issues.
Reply from Mary Gardner
February 16th, 2026 12:19 AM
Tracy, thank you so much for this great review. I have heard phenomenal things about you and your work and now I have seen it for myself! I would be delighted to assist you and your clients in the future if the opportunity arises:)
Mary Gardner has received a review with 5 star rating from James M
Mary was very knowledgeable and gave very helpful advice. Taking her advice, I'm sure we made the best decision for our circumstance. I am very grateful for her professionalism and the speed at which she was able to get things done to meet...
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Reply from Mary Gardner
February 6th, 2026 04:32 PM
Thank you for this review, James! I'm ecstatic to hear that my advice and knowledge were helpful in guiding you to the best decision:) Ensuring everything was completed swiftly to meet your closing timeline was a priority for me. If you have...
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Great! Arigato!
Reply from Mary Gardner
February 4th, 2026 04:59 PM
I appreciate your feedback, Yu! You were wonderful to work with and I look forward to assisting you again in the future!
Mary is always available to answer questions, and is excellent to work with.
Reply from Mary Gardner
February 2nd, 2026 10:57 PM
I appreciate your feedback, Susan! Thank you for this positive review. Providing assistance when needed is a priority for me, and I'm glad it was beneficial for you. If any questions arise in the future, feel free to reach out:)
Mary is the best! Was in a difficult situation with funding a new home purchase and she came in and helped me close in record time. Thanks for being such a pleasure to work with, Mary!
Reply from Owner
February 5th, 2026 03:31 AM
Kien, I'm pleased to hear that I could assist you in securing your new home swiftly. It was a pleasure working with you as well. If there's anything else you require or any questions you have, please feel free to reach out.
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About
Mary Gardner has been a mortgage industry professional since 2001. Her approach with customers is to make sure that all facets of the loan process are transparent creating a true understanding and comfort with the home buying or refinance transaction. A proud veteran, Mary utilizes that same sense of dignity, professionalism and integrity in the mortgage business.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
Bank Statement Loans
Down Payment Assistance Loans
FHA Loans
VA Loans
USDA Loans
Alternative products for self-employed
Debt Service Coverage Ratio Loans
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Education
- University of MichiganPsychologyBachelor of Science in PsychologySep 1990 -May 1994
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS#218976
Hobbies
- Traveling, swimming, reading, dancing
Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.