Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Communications.
Reply from Lydia Shina
May 13th, 2026 11:31 AM
Mindi, it was great working together again. Let's go make some more Home Dreams come true! Thanks, Lydia
Too much stress and very confusing with redendent verification I bought a house before with less income and credit score than what I have but I didn't 1/10 of documents than I had to provide on this on . som of the verification and documentation...
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Reply from Lydia Shina
May 7th, 2026 05:34 PM
Alemtsehay, I understand how frustrating it can be to deal with repeated verifications and specific document format requirements--I know it took a few times to get the requested HUD required format on a few of your items, and I thank you for...
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Lydia was phenaminal. She worked with me from start to finich. Was wonderful to work with.
Reply from Lydia Shina
May 5th, 2026 06:05 PM
Denise, thank you for the kind words! It was such a treat to get to team up to navigate your new build and purchase. I am so excited that you are HOME!! Enjoy and know I am always here if you have any questions, next steps, or referrals. Kudos...
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Lydia was always available and stayed in touch throughout the process.
Reply from Lydia Shina
May 5th, 2026 06:06 PM
Chris it was so great working together--I hope we do it again and often...you are a great realtor! Thanks for the teamwork. Lydia
Lydia was very professional and we all enjoyed working with her very much!
Reply from Lydia Shina
May 5th, 2026 06:07 PM
Michael, it was great working together for our buyer family to get their keys! You are a truly great realtor and I hope we work together soon and often. Thanks, Lydia
She was truly available whenever we needed her, and she was there to oversee our file.
Reply from Lydia Shina
May 5th, 2026 06:09 PM
Herve, it's been such a joy helping you and your family get your new home built and purchased so you can call it HOME! I wish you All the BEST and am always here for any questions that come up. You worked very hard to get here, so Kudos and...
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The communation commutation and support provided throughout the experience was phenomenal. We are a busy family, great job keeping up Lydia! We appreciate you .
Reply from Lydia Shina
May 5th, 2026 06:15 PM
Regina, you are a hoot! It was awesome helping you through the build and purchase for your new home, especially with your schedule running at the speed of Light lol! You were always on top of anything requested and that made it much smoother....
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Lydia was right there every step of the way to advise me on all the pitfalls of full financial disclosure that is required these days, and I really needed the help and advice.
Reply from Lydia Shina
May 5th, 2026 06:17 PM
Herman, I am delighted that you and yours have the keys to your dream home! It was great working together all along the way of the build and purchase. I wish you All the Blessings and Joy life has to offer in your new home and new chapter!...
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She had our back till the very end consulting us on much more than our mortgage. She went above and beyond.
Reply from Lydia Shina
April 29th, 2026 11:53 AM
William, thank you so much for your kind words! It was a pleasure working together on your new home--I hope you love it and have many years of joys and happiness in your new home. I am always here for any questions, next steps, or referrals!...
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Lydia works very hard for a deal
Reply from Lydia Shina
April 26th, 2026 04:29 PM
Thanks Will! Let's work together again soon. Lydia
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.