Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Lydia is a great communicator. As a first time home buyer, she made the process of buying a home less overwhelming and still made an effort to educate us throughout the whole process.
Reply from Lydia Shina
June 1st, 2026 02:06 PM
Cassie, I truly enjoyed working together with you on your new home adventure. You make a great teammate! I wish you all the joys and blessings life can offer in your new home. I am always available to help with any next steps, questions, or...
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the whole experience was made super easy.
Reply from Lydia Shina
May 31st, 2026 07:33 PM
Shantel, it was such a delight working together with you on your new home build and purchase. I am so excited for you and yours! I am always available to help with any questions you or next steps. Kudos and Congratulations! Lydia
Seamless process and very clear explanation when needed
Reply from Lydia Shina
May 31st, 2026 07:34 PM
Santina, it was so great helping you navigate your new home build and purchase. You made a great teammate. I am always here for any questions, next steps, or referrals. Wishing you all the best in your new home. Thanks, Lydia
Lydia was very responsive to my needs and helped guide me through the process with minimal disruption. I would highly recommend her to anybody seeking a mortgage.
Reply from Lydia Shina
May 31st, 2026 07:37 PM
Clay, it was so great teaming up with you for your new home adventure! You were awesome--having anything requested at the ready. I am always available for any questions or next steps. Congratulations on your huge milestone. Lydia
Lydia was great. She took my call all the time.
Reply from Lydia Shina
May 28th, 2026 09:46 PM
Doug, it was great to team up with you again on your new home build and purchase. Hope you and your family love your new home. I am always available to help with any questions and or next steps. Thanks, and Congrats, Lydia
My experience with lydia and Silverton was great Thanks
Reply from Lydia Shina
May 31st, 2026 07:40 PM
Harinder, it was great working with you on your new home build and purchase. You were an amazing teammate and very helpful in getting what was needed into a usable format in spite of your busy schedule. I am always here for any questions. Wishing...
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It was our first time buying a home so we were unsure of where to even begin. Lydia went above and beyond to ensure we were fully informed on our options and was extremely helpful in answering any questions or concerns we had. I will be recommending...
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Reply from Lydia Shina
May 17th, 2026 03:40 PM
Ricardo, thank you for your kind words--I am grinning ear to ear! You made a remarkable teammate is always being at the ready for anything requested. I wish you and your family all the Blessings and Joy life can bring to you in your new home....
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Everything went well!
Reply from Lydia Shina
May 13th, 2026 09:29 PM
Gayan, it was so great working together with you to get your new home built and purchased. You made an awesome teammate, and I appreciate it. I am always here for any questions or next steps. Wishing you and your family Joy and Blessings in...
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They were very helpful throughout the loan process and made everything easy and smooth for us.
Reply from Lydia Shina
May 13th, 2026 11:30 AM
Thivanthi, it was such an honor to help you and your family navigate your new home build and purchase. I am always here for any questions you may have at any time. I wish you many memories to treasure on this new chapter of your family. Thanks,...
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Lydia kept us informed and came to closing
Reply from Lydia Shina
May 13th, 2026 11:31 AM
Vickie, it was great working together to get our buyer family HOME! You were there every step of the way. Kudos and Congrats! Lydia
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.