

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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My husband is in the financial industry and handled this process.
Reply from Lydia Shina
April 26th, 2026 04:28 PM
Melissa, it was a pleasure to work with your husband on the build and purchase process. His quick response to everything needed made this smooth and easy from start to finish. Congrats and Best Wishes on your new home. I am always available...
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Lydia was very communcative and I always knew where we were in the mortgage process.
Reply from Lydia Shina
April 22nd, 2026 05:52 PM
Jerry, it was awesome working together on your new home purchase. Wishing your and your family All and Only the BEST in your new home. I am always here for any questions. Thanks, Lydia
Lydia was available whenever you needed her. she answered every question I had and gave awesome advice.
Reply from Lydia Shina
April 22nd, 2026 05:53 PM
Chris, it was so great teaming up to navigate your new home build and purchase. I am always here is any questions come up, or next steps. Wishing you and your family Joy and Blessings in your new home. Kudos and Congrats! Lydia
Lydia assisted us in resolving all our issues and making our journey smoother.
Reply from Lydia Shina
April 18th, 2026 04:25 PM
Bhaskar, thank you for the opportunity to help you and your family with your dream home build and purchase. You were an awesome teammate--very quick to provide anything requested. I am always here for any questions or next steps that may come...
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Lydia did a good job communicating through the process. The process was extension and difficult at times but Lydia communicated well. What was difficult? Compliance with secondary market standards and overkill. Felt at times supplied same information...
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Reply from Lydia Shina
April 18th, 2026 04:32 PM
Bradley, thanks for the kinds words. It was a pleasure helping you navigate your new home adventure. The standard compliance format can sometimes feel daunting as technology makes it more precise to prove authenticity. I am always here for...
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Lydia was great to work with
Reply from Lydia Shina
April 18th, 2026 04:33 PM
Thanks Julie, you were great to work with as well. Wishing your all the Joys and Blessings life has to offer in your new home. Kudos and Congrats! Lydia
Lydia made the experience feel very friendly.
Reply from Lydia Shina
April 18th, 2026 04:33 PM
Right back at you Randy! It was great working together--and I hope we work together again soon. Congrats, Lydia
The experience with Lydia was amazing as well as the title company. The overall was good the onky issue we had was with the builders who decided to give us a closing date that we weren't available to close on. Lydia was outstanding, looking...
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Reply from Lydia Shina
April 18th, 2026 04:36 PM
Shannon, I was honored to help you and your family get the keys to your new home. You were an amazing teammate--always jumping in to get whatever may be requested to me and my team right away. I wish you and your family many cherished memories...
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We are first time home buyers and she made the process incredibly easy! She talked us through every step and gave us reassurance when needed. It never felt overwhelming, she did great at breaking it down piece by piece.
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Reply from Lydia Shina
April 6th, 2026 02:01 PM
Cassie, you were an amazing teammate throughout the build and purchase adventure! I loved working together to get you your keys to HOME! I am always available for any questions or next steps--or referrals :) Wishing you and your family many...
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Process was smooth, kept updated, and closed as promised.
Reply from Lydia Shina
April 4th, 2026 04:41 PM
Debra, it was great working together. Please let me know if I can be of any help to get your other buyers into their new HOME! Thanks and Congrats, Lydia
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.