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Lydia Shina - Branch Manager | NMLS 12833 in Louisville, KY

Lydia Shina

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Branch Manager | NMLS 12833

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I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ...... Show More
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Overall Ratings
4.89
(669)
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  • 5.0
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    Kim G
    Louisville, KY
    Posted on May 8th, 2026 12:39 PM
    She was friendly, kind, sweet , knowledgeable almost treated us like family , told us what to lookout for when people may try to take us for a scam, and even said that we can call any time even long after we have our home if there 's a problem...
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    Reply from Lydia Shina
    May 8th, 2026 12:55 PM
    Kim, your kind words filled my heart with joy. I so enjoyed helping you along your build and dream home purchase! You were an awesome teammate--always available to get anything requested. I wish you and yours many many cherished memories in...
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  • 5.0
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    Huguette M
    Louisville, KY
    Posted on May 4th, 2026 01:39 PM
    Lidya was right there with us, guiding us every step of the way from start to finish. She was highly available and provided a great deal of assistance during the closing process. Furthermore, she was extremely attentive to our concerns, responding...
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    Reply from Lydia Shina
    May 5th, 2026 06:12 PM
    Huguette, it was so great teaming up with you and your family to navigate building, selling, and buying your new home. You had lots of moving parts and you juggled them all so well. I am so happy to know you are settling into your home and...
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  • 5.0
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    Amanda R
    Shelbyville, KY
    Posted on April 18th, 2026 04:09 AM
    Lydia did an amazing job with communication. Whether it be through email on phone. She was always very thorough on explanations so that we knew exactly what we were signing and why we were signing it. Lydia took all of the stress out of the...
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    Reply from Lydia Shina
    April 18th, 2026 04:23 PM
    Amanda is was a true gift helping you and yours navigate the building and loan process. You made a great partner all through the adventure. I wish you ALL The BEST in your new home. I am always here if you have any questions. Thanks, Lydia
  • 5.0
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    James H
    Louisville, KY
    Posted on June 22nd, 2026 08:26 PM
    Lydia was so helpful from the start of our homebuying process all the way through closing. She has been a great resource and I would definitely recommend working with her!
    Reply from Lydia Shina
    June 22nd, 2026 10:22 PM
    Michael, thank you for the awesome teamwork on your new home purchase and build. I wish you and yours many treasured memories in the making. I am always here for any next steps, questions, or referrals. Kudos and Congrats! Lydia
  • 5.0
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    Anne B
    Crestwood, KY
    Posted on June 20th, 2026 11:15 AM
    Lydia guided us and kept us informed every step of the way. She was responsive and helpful, kind and encouraging. She really knows what she is doing!
    Reply from Lydia Shina
    June 21st, 2026 06:36 PM
    Thank you, Anne! It was pure pleasure working together on your new home build and purchase. You make an amazing teammate and I wish you and yours all the happiness and joy life has to offer. I am always here if you have any questions. Thanks...
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  • 5.0
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    Warren B
    Crestwood, KY
    Posted on June 20th, 2026 11:08 AM
    Lydia was excellent. She was timely in her responses, conscientious in her approach, and helped us to be o e step ahead through the process.
    Reply from Lydia Shina
    June 21st, 2026 06:38 PM
    Glen, it was a true gift helping you navigate your new home build and purchase. You were on top of anything and everything all along the way. I am always available to help with any questions or next steps. Kudos, Congrats, and Thanks! Lydia
  • 5.0
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    Michael F
    Prospect, KY
    Posted on June 18th, 2026 11:09 AM
    Great communication throughout the process
    Reply from Lydia Shina
    June 21st, 2026 06:41 PM
    Michael, it was great teaming up with you to help our buyer family with their build and purchase. You are a great realtor, and I hope we can work together again soonest. Thanks, Lydia
  • 5.0
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    Michelle L
    Shelbyville, KY
    Posted on June 15th, 2026 04:11 PM
    Lydia was very quick to communicate any details or changes in our process. She was a pleasure to work with. Thanks, Lydia!
    Reply from Lydia Shina
    June 21st, 2026 06:42 PM
    Michelle, it was awesome working together on your new home adventure! You made a great teammate and I really appreciate it. I am always here for any questions. Thank you for your kind words! Lydia
  • 5.0
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    Taylor C
    Shelbyville, KY
    Posted on June 15th, 2026 05:33 AM
    This process went by smoothly!
    Reply from Lydia Shina
    June 21st, 2026 06:44 PM
    Taylor, it was such a great experience working with you on your new home build and purchase. Time flies when you are having fun. You made it easy to get you HOME. Kudos and Congrats! Lydia
  • 5.0
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    Emilio G
    Shelbyville, KY
    Posted on June 14th, 2026 07:41 PM
    Lydia was very thorough and explained everything we needed to know in clear detail. She was very prompt and responded in reasonable time.
    Reply from Lydia Shina
    June 21st, 2026 06:48 PM
    Emilio, I appreciate your kind words. You were such an amazing teammate all throughout the build and purchase of your home. You had anything requested at the ready and that made it a smooth process. I am always available to help navigate any...
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  • 10 of 669
    About
    I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
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    434
    /850
    Search Rank Score
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    Memberships
    • Focus Forward Mentoring Group for High School Students,
    • GLI Business and Education Advocacy Committee
    • ElderServe Board Member
    • View All
    Addresses and Serving Areas

    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 12833
    Awards
    President's Club 2...
    Achievements
    • I am honored to be selected for the President's Club for 2025
    Hobbies
    • Cooking
    • Dancing
    • Hiking
    • View All
    Disclaimer
    All loans are subject to credit approval. Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.