Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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My husband and I have been through this process several times over our 42 year marriage and I have to say that because of Lydia Shina, this experience was the easiest ever. The dedication to her job and to her clients is top notch. Her willingness...
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Reply from Lydia Shina
September 14th, 2026 08:16 PM
Lisa, your kind words brighten my entire world! I really enjoyed helping you navigate your build and purchase and am always available to answer any questions or next steps. Welcome back to Kentucky! Wishing you and your family All and Only...
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My experience was excellent from start to finish. The Lydia was extremely helpful, responsive, and knowledgeable throughout the entire process. Their guidance made the home buying process much easier and far less stressful than I expected....
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Reply from Lydia Shina
August 30th, 2026 03:55 PM
Jacob, your kind words mean a lot to me. It was such a delight to help you navigate your new home build and purchase. You were really helpful in getting any requested information to me right away--definitely a team effort! I wish you Blessings...
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She was friendly, kind, sweet , knowledgeable almost treated us like family , told us what to lookout for when people may try to take us for a scam, and even said that we can call any time even long after we have our home if there 's a problem...
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Reply from Lydia Shina
May 8th, 2026 12:55 PM
Kim, your kind words filled my heart with joy. I so enjoyed helping you along your build and dream home purchase! You were an awesome teammate--always available to get anything requested. I wish you and yours many many cherished memories in...
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Lidya was right there with us, guiding us every step of the way from start to finish. She was highly available and provided a great deal of assistance during the closing process. Furthermore, she was extremely attentive to our concerns, responding...
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Reply from Lydia Shina
May 5th, 2026 06:12 PM
Huguette, it was so great teaming up with you and your family to navigate building, selling, and buying your new home. You had lots of moving parts and you juggled them all so well. I am so happy to know you are settling into your home and...
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Lydia did an amazing job with communication. Whether it be through email on phone. She was always very thorough on explanations so that we knew exactly what we were signing and why we were signing it. Lydia took all of the stress out of the...
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Reply from Lydia Shina
April 18th, 2026 04:23 PM
Amanda is was a true gift helping you and yours navigate the building and loan process. You made a great partner all through the adventure. I wish you ALL The BEST in your new home. I am always here if you have any questions. Thanks, Lydia
Everything was good
I just felt there was excellent communication and everything went smoothly.
There needs to be more transparency about how much it cost to buy the rate down and how you can use the incentive money Given by the builder.
Everything went as expected which made it a great experience!
Reply from Lydia Shina
October 19th, 2026 11:27 AM
Stephanie, it was so great helping you with your new build and home purchase. I am always available to help answer any questions you may have, or next steps. I wish you and yours many treasured memories in the making in your new home. Kudos...
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Very nice to work with.
Reply from Lydia Shina
October 19th, 2026 11:30 AM
Barry, it was delightful helping you navigate your new home build and purchase. You made a great teammate! Wishing you and your family All and only the Best in your new home. I am always here, so call me anytime with any questions or next steps....
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.