

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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She helped us through the process and made us understand each steps as we process the loan.
Reply from Lydia Shina
June 24th, 2026 05:17 PM
HI Ganesh, it was such a pleasure to work together to navigate your new home build and loan for purchase. I truly appreciate your amazing response time to anything requested. I hope you and your family make many cherished memories in your new...
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Lydia was so helpful from the start of our homebuying process all the way through closing. She has been a great resource and I would definitely recommend working with her!
Reply from Lydia Shina
June 22nd, 2026 10:22 PM
Michael, thank you for the awesome teamwork on your new home purchase and build. I wish you and yours many treasured memories in the making. I am always here for any next steps, questions, or referrals. Kudos and Congrats! Lydia
Lydia guided us and kept us informed every step of the way. She was responsive and helpful, kind and encouraging. She really knows what she is doing!
Reply from Lydia Shina
June 21st, 2026 06:36 PM
Thank you, Anne! It was pure pleasure working together on your new home build and purchase. You make an amazing teammate and I wish you and yours all the happiness and joy life has to offer. I am always here if you have any questions. Thanks...
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Lydia was excellent. She was timely in her responses, conscientious in her approach, and helped us to be o e step ahead through the process.
Reply from Lydia Shina
June 21st, 2026 06:38 PM
Glen, it was a true gift helping you navigate your new home build and purchase. You were on top of anything and everything all along the way. I am always available to help with any questions or next steps. Kudos, Congrats, and Thanks! Lydia
Great communication throughout the process
Reply from Lydia Shina
June 21st, 2026 06:41 PM
Michael, it was great teaming up with you to help our buyer family with their build and purchase. You are a great realtor, and I hope we can work together again soonest. Thanks, Lydia
Lydia was very quick to communicate any details or changes in our process. She was a pleasure to work with. Thanks, Lydia!
Reply from Lydia Shina
June 21st, 2026 06:42 PM
Michelle, it was awesome working together on your new home adventure! You made a great teammate and I really appreciate it. I am always here for any questions. Thank you for your kind words! Lydia
This process went by smoothly!
Reply from Lydia Shina
June 21st, 2026 06:44 PM
Taylor, it was such a great experience working with you on your new home build and purchase. Time flies when you are having fun. You made it easy to get you HOME. Kudos and Congrats! Lydia
Lydia was very thorough and explained everything we needed to know in clear detail. She was very prompt and responded in reasonable time.
Reply from Lydia Shina
June 21st, 2026 06:48 PM
Emilio, I appreciate your kind words. You were such an amazing teammate all throughout the build and purchase of your home. You had anything requested at the ready and that made it a smooth process. I am always available to help navigate any...
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I had a great experience working with Lydia alongside our buyer.
Reply from Lydia Shina
June 5th, 2026 08:00 PM
Charles, thank you so much for the awesome teamwork! Let's go make another family's new home dreams come true. Lydia
Lydia was an exceptional loan officer. She made an unfamiliar trail easy to follow. She feels far more like a friend than a loan officer. Always available questions and concerns.
Reply from Lydia Shina
June 1st, 2026 02:04 PM
Tim, thank you for the kind words! It was such a treat to team up together to navigate your new build and home purchase. You were so organized! I wish many cherished memories in the making for you and your family. I am always here for any questions...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.