

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Lydia explained everything and went above and beyond to ensure we understood everything we needed to understand.
Reply from Lydia Shina
July 8th, 2026 08:09 PM
Paolo, I really enjoyed working together to help you and your family get into your dream home. You make a great teammate. I am always available for any questions or next steps. Hope you love your new home and make many merry memories there....
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Loved working with lydia . She was very flexible and treats you like you are one of her own kids that that she would not want anything bad to happen to! So greatful to have her apart of my team and my journey.
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Reply from Lydia Shina
July 8th, 2026 08:11 PM
Colin, I am delighted to have shared in your new home build and buy adventure! You were such a great teammate. I am always here for any questions you may have--you are family now! Kudos and Congrats, Lydia
Lydia is very accesdoble accessible and communicates well
Reply from Lydia Shina
June 29th, 2026 03:49 PM
Lynne, I really enjoyed working with you both on your new home purchase. Your quick response to anything requested made it smooth and easy. You are such a great teammate. I am always available for any questions or next steps. I hope you love...
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Lydia was great to work with from start to finish. Always provided detailed information, and made great recommendations along the way. Lydia was also very responsive anytime we had a question. Great experience overall!
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Reply from Lydia Shina
June 28th, 2026 04:30 PM
John, it was such a gift to work with you on your home sale and purchase. I truly appreciate your quick response to anything we requested. I am so excited for you and your family on your new dream home. Here's to cherished memories in the making!...
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Lydia was available to answer any questions that I might have had during this proces. She made this a smooth and less stressful experience.
Reply from Lydia Shina
June 28th, 2026 04:31 PM
Michelle, it was awesome working to help you navigate your new build and purchase. You make a great teammate. Kudos and congrats to you and your family. Thanks, Lydia
Great job everyone
Reply from Lydia Shina
June 28th, 2026 04:33 PM
Keith, it was great working with you on your new home adventure. I wish you and your amazing family all the Blessings your new home can offer. Thanks for the great teamwork. I am always here if you have any questions or next steps. Thanks,...
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timely responses and a super smooth process
Reply from Lydia Shina
June 28th, 2026 04:37 PM
Hannah, it's been a delight helping you on your new home build and purchase. You were an amazing teammate all along the way. I am always available to help with any questions or next steps. Wishing you and your family All and Only the BEST!...
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Lydia went above and beyond to ensure we understood every step of the loan and mortgage process as first time home buyers! There was lots of information we had no previous knowledge of before this process and she ensured that we were educated...
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Reply from Lydia Shina
June 28th, 2026 04:41 PM
Jordan, thank you for your kind words. Helping you navigate your new home and build--as a first-time homebuyer no less--is why I love my job so much. You were so quick to provide anything requested, that it made it a smooth process. I wish...
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She was great to work with.
Reply from Lydia Shina
June 28th, 2026 04:53 PM
Dipshika, thank you so much for your teamwork in getting your new home build and purchase. I appreciate your help in quickly provide anything requested and am so excited for your new chapter. Wishing you all the Best with your new adventure....
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Lydia was very thorough and helpful with our without questions. She was was also very professional and kind throughout the process.
Reply from Lydia Shina
June 24th, 2026 06:18 PM
HI Clay, thank you for your kind words. It was a delight working with you and yours on your new home purchase and build. I wish you All and Only the BEST in your new home. I am always available for any questions or next steps. Kudos and thanks,...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.