Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Reviews from Web
The agent Lydia was very supportive and made this journey easy for us , she went up and beyond!
Reply from Lydia Shina
August 8th, 2026 05:40 PM
Diane and Emmanuel, thank you both for trusting me and the process to get you HOME! It was such a JOY to see you get your keys. You were AMAZING teammates throughout the process, and me and my team are honored to have helped you navigate this...
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we had a great experience
Lydia was great to work with. She made the loan process very easy with consistent communication . Whenever we had a question or concern she would answer immediately to ease our minds. Couldn't have asked for a better person to work with.
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Reply from Lydia Shina
August 5th, 2026 03:14 PM
Gavin, thank you for your kind words--they made my heart sing! I truly enjoyed working together to get you and yours HOME! You were a fantastic teammate all along the way. I am always available for any questions or next steps. Hope you love...
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She was always in communication, answering any questions I had, she never made me feel dumb if I didn't understand she took the time to explain. I love Lydia !
Reply from Lydia Shina
August 1st, 2026 05:19 PM
Gina, it was such a delight working together to get you and your beautiful family into your brand-new home. You are a fantastic teammate--always at the ready with anything requested. I wish you and your family many cherished memories in the...
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Lydia was always very accessible! She answered calls, texts, and emails almost immediately. very knowledgeable and helped me through a process I was not comfortable with. Her guidance was exceptiona! Excellent communication and very thoroug,...
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Reply from Lydia Shina
August 1st, 2026 05:23 PM
Awwww, thank you for the kind words Regina--you made my day! It was a real honor helping you navigate your new home build and purchase. You were an amazing teammate--always right on top of everything throughout the process. I will always be...
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We had a couple concerns with closing costs changing so drastically but overall the experience was good
Reply from Lydia Shina
August 1st, 2026 05:32 PM
Hi Mary Beth, I truly enjoyed working with you to help in your build and loan process. Due to the nature of your loan, and the current market conditions, there were some temporary estimate fluctuations, and at closing we were very close to...
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Communication was great
Reply from Lydia Shina
July 25th, 2026 03:57 PM
John, I am so happy for you and your family on your new home build and purchase. It was wonderful teaming up to get you HOME! I am here for any questions you may have. Thanks, and Congratulations! Lydia
With all the moving pieces and tasks to juggle to overcome this process, Lydia and the Silverton team remained stalwart and available for anything I needed at virtually any time.
Reply from Lydia Shina
July 25th, 2026 03:54 PM
David, it was such a joy to work together to get you the keys to your first home--and newly built no less! You were a great teammate, so it was easy for us to navigate amid the moving parts and pieces. Kudos and congratulations--and Best Wishes...
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Very professional!
Reply from Lydia Shina
July 22nd, 2026 04:31 PM
Denise, it was great working together to get our buyers HOME! You are a great realtor and I hope we can make more home dreams come true together--soonest. Thanks, Lydia
What made the experience great was Lydia. The buyer of my house backed out, which created chaos. Lydia reminded clam and cool and helped us chart a path forward. She remind postive throughout the process and got us into our new house. She was...
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Reply from Lydia Shina
July 15th, 2026 05:26 PM
Eric, I couldn't be more excited for you and your family on getting the keys to your new home! You were a great teammate in navigating the changes so we could regroup and get you HOME. Wishing you Blessings and cherished memories in the making....
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.