

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Lydia has helped us a lot, with patience to explain all the steps and new things that we had to learn.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Alex, thanks for the kind words. You were definitely a quick study! It's been great navigating your new home adventure together. I am so excited for you and yours! Lydia
Lydia is a true professional! I appreciate that she sets real expectations for the clients during my the transaction and is easy to communicate with.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Laci, it was great working together on this home purchase and build. You have been a true teammate the entire journey. Let's go make another dream home come true! Lydia
Lydia was awesome to work with, she also made sure we understood everything. Lydia took the time to walk me through all the details of our mortgage and answered every question I had. Lydia was great and I look forward to continuing to work...
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Reply from Lydia Shina
April 4th, 2024 07:41 PM
Francisco, thank you for the kind words and awesome teamwork during your new home journey. I am always available for questions and next step options. Thanks, Lydia
The team led by Lydia, understood that we are first-time buyers, and worked for solutions not speed breakers.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Goodluck, I am so delighted to have traveled this journey with you and Roseline. You both have been a pure pleasure all along the way--and we are not done yet! Congrats on your new home. Lydia
Buying a home is always a long and confusing process especially with the loans.Lydia made it simple. She had been in constant touch through the process, gave the best options for the loan based on our needs. She was dynamic in processing the...
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Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi Irshad, thank you. Your kind words make my heart sing! You and your family have been great teammates through this process and I hope your have already starting making memories to cherish. I am always available for any questions. Kudos and...
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Lydia was very easy to work with and was available any time of the day to discuss any questions or concerns I had along the way. Overall I had a great experience working with her and her team.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi Paige, thanks for the kind words. You are the poster-woman for Most Organized Buyer Ever! It's been a pure delight working together. I am always available for any questions. Enjoy your new home! Lydia
No Comment Available
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi Brandon, I am so excited that you got your keys and for starting a new chapter in your new home. Kudos and Congrats! Lydia
The good deal and nice work.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Martine, I am so happy to get to share in your new home adventure. I hope you and your family create many memories to cherish in your home. Kudos and Congrats! Lydia
Better communication
Excellent service!!!
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Right back at You Jorge---it's been awesome working with you! And our client is just amazing too. Thanks and let's go do it again. Lydia
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.