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Lydia Shina - Branch Manager | NMLS 12833 in Louisville, KY

Lydia Shina

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Branch Manager | NMLS 12833

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I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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5 Star
94%
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Reviews from Web
  • SFTP
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    Julia M
    Louisville, KY
    Posted on January 3rd, 2024 01:57 PM
    My interactions with Lydia were always professional, yet intentional. She made me feel like she knew me and my exact mortgage needs. Then she followed through to produce those results.
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Julia, it has been an honor working with you on your new home process. I enjoyed getting to know you and look forward to that continuing. Kudos and Congrats on your new home! Lydia
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    Rocherre W
    Westfield, IN
    Posted on January 3rd, 2024 12:26 PM
    Great communication and followed up as needed.
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Rocherre, it was great teaming up with you on this purchase. We make a good team. You were very helpful along the way. Let's go make some more dreams come true together. Lydia
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    Dona N
    Charlestown, IN
    Posted on January 3rd, 2024 11:14 AM
    You was ready to answered to my questions any time.
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Dona, I was so happy to work with you on your new home build adventure. Navigating all the moving parts together makes it easier. Congrats on this big milestone! Lydia
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    Kenia P
    Louisville, KY
    Posted on January 3rd, 2024 12:13 AM
    Very pleasant working with Lydia
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Kenia, the pleasure was all mine. You were awesome all along the journey to getting into your new home. Congrats on the keys and the new chapter for you and your family. Lydia
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    Kristie J
    Charlestown, IN
    Posted on January 2nd, 2024 10:40 PM
    Lydia was great to work with, she answered all my questions to where my husband and I felt comfortable with the answer. She was great to work with!! Looking forward to working with her again when the interest rates decrease a bit! Thank you...
    read more
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Kristie, you both have been just a delight! You make a great team, and I had fun being in there with you. Congrats on the keys--and yes, we'll watch those rates and snag a really good one. Lydia
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    James W
    Westfield, IN
    Posted on January 2nd, 2024 06:20 PM
    Lydia was very professional and went to the extreme to help us get closed. I deeply appreciate her commitment and effort.
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    James, thank you so much for the kind words. You were such a great teammate and I couldn't be happier to know you are in your new home, starting your new chapter. Your hard work paid off! Congrats on the new keys! Lydia
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    Ian B
    Louisville, KY
    Posted on January 2nd, 2024 01:45 PM
    Open, honest, and frequent communication made the process as easy as it could be
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Ian, it was great working together on your new home build and purchase. I hope you and Leah create many memories to cherish. Congrats! Lydia
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    Leah B
    Louisville, KY
    Posted on January 2nd, 2024 11:53 AM
    Lydia was super responsive and made herself available to help whenever we needed.
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Leah, it was awesome helping you get into your new home! I am always available should you have any questions. Congrats! Lydia
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    Prince L
    Louisville, KY
    Posted on January 1st, 2024 06:09 PM
    Lydia went up and down to satisfy us. Everything was well experienced. Thank you Lydia for your customer focus mindset!On the other hand, on the closing day you can improve on the entertainment aspect; like having a treats for the new home...
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    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Hi Prince, it was such a wonderful journey helping you and your family navigate your new home build and purchase. I will work on the treats--we did offer soda, coffee, water, and candy--but the big key we ordered had not yet arrived. I hope...
    read more
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    Charmaine A
    Louisville, KY
    Posted on January 1st, 2024 05:12 PM
    Lydia, was very helpful during this processes. She took time to walk us through this process as first time home buyers to make sure we understood the process and kept us informed.
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Charmaine, being involved with your home-buying adventure has been an honor. Getting to know you throughout the process has been a real treat. I hope you make memories to cherish in your new home. Lydia
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    About
    I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
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    What is the Search Rank Score®?
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    Memberships
    • Focus Forward Mentoring Group for High School Students,
    • GLI Business and Education Advocacy Committee
    • ElderServe Board Member
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 12833
    Gallery
    Lydia Shina - Gallery Photo
    Awards
    President's Club 2...
    Achievements
    • I am honored to be selected for the President's Club for 2025
    Hobbies
    • Cooking
    • Dancing
    • Hiking
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    Disclaimer
    All loans are subject to credit approval. Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.