

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Reviews from Web
Lydia executed her guidance role excellently throughout the process. We had lots of great discussions for understanding the process.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Thank you for the kind words and great teamwork. It was a delight to help you navigate your new home journey. There were lots of moving parts and juggled them beautifully! Lydia
It was pleasant meeting with her. She was very supportive throughout the process, a fun to talk person, very knowledgeable and she won’t let you feel that you are meeting with her first time.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Sangeeta, thank you so much. I really enjoyed working together on your new home. You and your family are a delight and I am so excited for you! Lydia
Lydia did a wonderful job, we just would not recommend Silverton. The mortgage rates are much higher than other mortgage providers.
Reply from Lydia Shina
July 5th, 2024 01:01 PM
I truly appreciate your feedback, Arianna. It's great to hear that you were satisfied with the service I provided. However, I'm sorry to see your concerns regarding Silverton Mortgage's rates. We strive to offer competitive rates in the market,...
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Felt like Ludia helped us get a good interest rate.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Thanks Chuck, it was a pleasure working with you on your new home. Lydia
Lydia did a great job guiding us through the process.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi Sharvari, thank you so much for the opportunity to help you navigate the new home purchase. It was awesome! Lydia
Lydia is FANTASTIC! She explained every option, change, and detail of the loan process. We had complete trust in Lydia and felt so stress-free that it was as if we forgot we were buying a house.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Vivian, thank you so much for the kind words. It was a pure delight working together to get your KEYS!!! I am so excited for you and your family. Thanks, Lydia
This was our first experience with building home & mortgage process and Lydia guided us through the entire process like an excellent mentor. She proactively approached us from time to time to check if we have any questions or need any assistance...
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Reply from Lydia Shina
April 4th, 2024 07:41 PM
Ashish, I truly appreciate your kind words. It has been an honor and a delight to work with you and your family on getting into your new home. It's such and exciting and auspicious milestone. And you were an awesome teammate! Lydia
Good and appropriate communication. Knowledge of the industry. Experience.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Thanks Rod. Right back at you! It was great working together. Let's go make another homeowner dream come true. Lydia
Guidance and support is well appreciated. Detailed information on post closing items to be taken care. Refinancing facility. Discounted offer.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Rupinder, it has been wonderful working together on your new home---I am always available--and always ready for new recipes!! :)
She very knowledgeable, kind, and easy to work with.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Brandon, it was so great helping you get the keys to your new home--and all that goes with it! Great teamwork.
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.