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Lydia Shina - Branch Manager | NMLS 12833 in Louisville, KY

Lydia Shina

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Branch Manager | NMLS 12833

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I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Overall Ratings
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5 Star
94%
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5%
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Reviews from Web
  • SFTP
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    Kumarakrishnan K
    Louisville, KY
    Posted on February 15th, 2024 02:12 AM
    Lydia executed her guidance role excellently throughout the process. We had lots of great discussions for understanding the process.
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Thank you for the kind words and great teamwork. It was a delight to help you navigate your new home journey. There were lots of moving parts and juggled them beautifully! Lydia
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    Sangeeta P
    Louisville, KY
    Posted on February 12th, 2024 10:34 PM
    It was pleasant meeting with her. She was very supportive throughout the process, a fun to talk person, very knowledgeable and she won’t let you feel that you are meeting with her first time.
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Sangeeta, thank you so much. I really enjoyed working together on your new home. You and your family are a delight and I am so excited for you! Lydia
  • SFTP
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    Arianna B
    Louisville, KY
    Posted on February 12th, 2024 04:30 PM
    Lydia did a wonderful job, we just would not recommend Silverton. The mortgage rates are much higher than other mortgage providers.
    Reply from Lydia Shina
    July 5th, 2024 01:01 PM
    I truly appreciate your feedback, Arianna. It's great to hear that you were satisfied with the service I provided. However, I'm sorry to see your concerns regarding Silverton Mortgage's rates. We strive to offer competitive rates in the market,...
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  • SFTP
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    Charles S
    Louisville, KY
    Posted on February 7th, 2024 04:10 PM
    Felt like Ludia helped us get a good interest rate.
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Thanks Chuck, it was a pleasure working with you on your new home. Lydia
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    Sharvari B
    Columbus, IN
    Posted on February 5th, 2024 05:02 PM
    Lydia did a great job guiding us through the process.
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Hi Sharvari, thank you so much for the opportunity to help you navigate the new home purchase. It was awesome! Lydia
  • SFTP
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    Rebecca P
    Louisville, KY
    Posted on February 3rd, 2024 09:43 PM
    Lydia is FANTASTIC! She explained every option, change, and detail of the loan process. We had complete trust in Lydia and felt so stress-free that it was as if we forgot we were buying a house.
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Vivian, thank you so much for the kind words. It was a pure delight working together to get your KEYS!!! I am so excited for you and your family. Thanks, Lydia
  • SFTP
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    Ashish B
    Columbus, IN
    Posted on February 2nd, 2024 03:51 PM
    This was our first experience with building home & mortgage process and Lydia guided us through the entire process like an excellent mentor. She proactively approached us from time to time to check if we have any questions or need any assistance...
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    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Ashish, I truly appreciate your kind words. It has been an honor and a delight to work with you and your family on getting into your new home. It's such and exciting and auspicious milestone. And you were an awesome teammate! Lydia
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    Rod S
    Charlestown, IN
    Posted on February 2nd, 2024 03:07 PM
    Good and appropriate communication. Knowledge of the industry. Experience.
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Thanks Rod. Right back at you! It was great working together. Let's go make another homeowner dream come true. Lydia
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    Rupinder T
    Louisville, KY
    Posted on February 2nd, 2024 12:43 PM
    Guidance and support is well appreciated. Detailed information on post closing items to be taken care. Refinancing facility. Discounted offer.
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Rupinder, it has been wonderful working together on your new home---I am always available--and always ready for new recipes!! :)
  • SFTP
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    Brandon U
    Indianapolis, IN
    Posted on January 31st, 2024 03:08 PM
    She very knowledgeable, kind, and easy to work with.
    Reply from Lydia Shina
    April 4th, 2024 07:41 PM
    Brandon, it was so great helping you get the keys to your new home--and all that goes with it! Great teamwork.
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    About
    I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Focus Forward Mentoring Group for High School Students,
    • GLI Business and Education Advocacy Committee
    • ElderServe Board Member
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 12833
    Gallery
    Lydia Shina - Gallery Photo
    Awards
    President's Club 2...
    Achievements
    • I am honored to be selected for the President's Club for 2025
    Hobbies
    • Cooking
    • Dancing
    • Hiking
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    Disclaimer
    All loans are subject to credit approval. Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.