

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Lydia is fantastic to work with! she made the whole process very simple and was great about making sure wee were in the in the loop.
Reply from Lydia Shina
August 30th, 2026 03:40 PM
Ray, it was great teamwork on your part that made this such a successfully smooth process. You had any and all requested items in so quickly, I had barely finished the request lol! I wish you and your family many happy memories in the making....
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Lydia is very informative and can tell she has done this job for a long time.
Reply from Lydia Shina
August 30th, 2026 03:44 PM
Chayton, thanks for the awesome teamwork! It's such a gift working together to get our buyer-families HOME! Thanks for all you do to make each build and purchase THE build and purchase. Let's go make some more Dreams of Home come true! Lydia...
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The entire process was seamless!
Reply from Lydia Shina
August 30th, 2026 03:46 PM
Jane, thank you for the kind words. It was so exciting to get our buyer-family their keys! You are a great realtor and teammate, and I hope we work together again soon, and often. Thanks, Lydia
Lydia made the whole process easy. She provided updates and stayed in communication. Buyers were very happy!
Reply from Lydia Shina
August 30th, 2026 03:48 PM
Daryl, it was so great to team up with you to get our buyers into their new home. I hope we can team up again soon and help get more families HOME. You were awesome. Thanks, and Congrats, Lydia
Lydia was super helpful and addressed any concerns I had any time I reached out to her!
Reply from Lydia Shina
August 30th, 2026 03:50 PM
Sandy, I couldn't be more excited to help you get the keys to your new home! I wish you all and only the BEST in this new chapter of your adventures. I am always available to help answer any questions or next steps. Kudos and Congrats! Lydia...
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Clear communication
Reply from Lydia Shina
August 24th, 2026 11:27 AM
Eric, . It was a pleasure assisting you with your build and purchase--you were always ready to provide any requested information. I am excited for you and your family starting this next chapter in your new home. Kudos and congratulations. I...
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Good communication. Thw ability to submit documents online was very efficient . Lydia answered all my questions along the way .
Reply from Lydia Shina
August 24th, 2026 11:34 AM
Kelly, it was a pleasure working together during your home build and purchase. I agree, "uploading" documents at your convenience helped create a smooth and easy process. I am here for any questions or next steps. Wishing you and yours All...
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Lydia is so flexible and quick to respond. It was a pleasure working with her.
Reply from Lydia Shina
August 24th, 2026 11:37 AM
Perla, you make a great teammate--there were a lot of moving parts on this very quick close purchase, and your quick response helped make it a seamless and smooth process. Let's go make more Dreams of Home come true! Thanks, Lydia
mortgage went through and we were able to buy our dream house
Reply from Lydia Shina
August 24th, 2026 11:45 AM
Matthew, I'm delighted to have been a part of such an important journey with you and your family. Your quick reply to any requests, made this a such a smooth process. I am always here for any questions or next steps. Kudos, Congrats--and Best...
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Lydia was very responsive, patient, and helpful!
Reply from Lydia Shina
August 9th, 2026 03:06 PM
Amy, it was wonderful working together on your new home build and purchase. You were on top of everything requested and so quick to respond. I wish you and your family all and only the Best for your next chapter in your new home. I am always...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.