

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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It was very pleasure to work with Lydia. She did a great job in communicating, following up all the things needed to close the loan. Always available to talk if there are any questions. Really appreciate all the help Lydia.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Gosh, thank you so much Swaraj. It was such a great experience working with you on this adventure. Lots of moving parts and you juggled it all in such good spirit. Congrats to you and your family on your new home. Lydia
Lydia was GREAT and made sure to help us with all the stages in the closing!
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi Mohith, thank you for the honor of helping you navigate this journey. It's a big milestone and you both made an Awesome team. Kudos and Congrats! Lydia
Lydia was great and very friendly. Easy to work with.
Only one feedback, she did a good job explaining details but I would like her to explain in a way that is for someone buying for the first time.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi Romil, thank you for the feedback. Please know I was (and am still) always available for any questions--there is no question too small. I will stay as your ongoing contact as well. Congrats on your new home! Lydia
Lydia is excellent to work with and very helpful in the loan process, highly recommend her services .
The communication is very good and she is available all the time over the phone to talk. Very happy with her working .
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Sateesh, thank you so much. I think we make an awesome team. You were always on top of everything all along this journey. Thanks, Lydia
Lydia was truly exceptional. She was referred by a friend, and turned out to be a great connection. We were impressed with her level of knowledge and how much she educated us about the home buying process. Lydia was always available to provide...
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Reply from Lydia Shina
April 4th, 2024 07:41 PM
Ena, thank you for the kind words. Working with you and your family has been a pure delight. I am truly honored to have been there to see you with the keys in your hand. Kudos and Congrats! Lydia
Lydia and her team made the experience stress free and were great to work with.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
LeAnn, you were an awesome teammate throughout this adventure. I am so excited for your family--big milestones abound! Thank you, Lydia
Lydia was extremely though in explaining each stage of the lending process. All of my questions were answered in a timely manner. Everyone was professional from the time of my initial inquiry to the closing documents. See Silverton and their...
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Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi Mykael, thank you so much. It was a pure pleasure to help you on your journey to your new home! Please know I am always available for any questions. Enjoy this new chapter! Lydia
Lydiabwas so easy to get in contact with. She helped me make the right financial moves that would benefit me in the long run to ensure my mortgage would be approved. She gave me peace of mind with any concerns or issues that I had along the...
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Reply from Lydia Shina
April 4th, 2024 07:41 PM
Vanessa, thank you for these kinds words. I am so delighted for you and your 3 kids lol! I appreciate your awesome teamwork all along the way. Send pics!! Lydia
Lydia is very kind and professional. It was a pleasure working with her.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Michelle, you were on top of it every step of this adventure. We make a good team. Let's go make another dream come true! Lydia
Lydia was great!
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Thank you so much Exzavia! So were you. What a great team!!
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.