

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Reviews from Web
A pleasure to work with. Kept us informed of the process every step of the way.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Christopher, you were such a great teammate in this new home build and purchase. A true gift to your family. Thanks, Lydia
Lydia worked very hard to get us the VA loan that we wanted. Sometimes would have liked better communication and explanations.
Reply from Lydia Shina
July 5th, 2024 12:58 PM
Michelle, thanks for the feed back. I take note of your comment regarding communication and explanations. I am continuously working on improving those areas for a better client experience. Your input helps in that effort. Hope you are loving...
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Great customer service. Ms. Lydia is very responsive and takes time to look from consumer perspective and have a lot of patience to explain various options suitable for the buyer requirements
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi Praveen, thank you for the kind words and the awesome teamwork. It takes a village and I am grateful to work with you--let's go get another dream home done! Lydia
Lydia is the best! Always works hard for our clients.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Takes one to know one Isabelle--You are a Rockstar!!! Love teaming together to make those dreams come true. L
Lydia was great! She was always there to answer and questions and always got back with me promptly. She made the loan process smooth.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Thank you Jennifer-- I was delighted to be along for this leg of the journey. I am so excited for you and your family--let the adventures continue! Lydia
Lydia was great, explained the process, answered my many questions and guided us through the process
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Nikki, it was such a gift to help you navigate your new dream house adventure. You have been an amazing teammate! Thanks, Lydia
Lydia took the time to explain the loan process and options. Which made the buying process a whole lot more comfortable.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Sean, thanks so much for letting me join in your new home purchase adventure. You were both Awesome teammates. Kudos and Congrats! Lydia
Lydia is so friendly and knowledgeable
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Thank you Vinayak! It has been a pure delight to help your family get into your new home. Kudos and Congrats! Lydia
We loved working with Lydia! She was very helpful, and more than willing to answer all our many questions!
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Hi Angela, thank you for the kind words. It was awesome teaming together on your new home purchase. I am still always available for any questions. Congrats on your new home! Lydia
Better communication, remembering what we had already talked multiple times, better rates, and no so pushy to lock rate and use seller credit on buy down.
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.