

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Great interactions and support over the phone and online from Lydia despite working through a fully remote process and closing.
Reply from Lydia Shina
April 21st, 2024 05:01 PM
Eli, we did have quite a few plates to juggle--and you were so awesome all along the way. I am so happy that you and your family are in your beautiful new home. All my best for your new chapter--Enjoy! Lydia
Lydia was very helpful, there was a lot of things I didn’t know. She took the time to explain everything to me. She made sure I got the best loan for me. I would recommend her to my friends and family.
Reply from Lydia Shina
April 21st, 2024 05:04 PM
Lavette, it's been such a pleasure teaming up together on your new home building adventure. I've so enjoyed working together and am delighted to stay as your Go-To now that you are HOME. Thanks, Lydia
Lydia was very helpful in getting us a great rate.
Reply from Lydia Shina
April 14th, 2024 10:43 PM
I'm so glad to hear that you found my service helpful, Jiniya. It was my pleasure to assist you in getting a great rate for your loan purpose. Your satisfaction is my top priority and I'm delighted that you had a positive experience with Silverton...
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Lydia was beyond helpful and was a tremendous support throughout the home buying process. She answered every question and was willing to answer the phone whenever we called Her dedication and customer care is unmatched. We can't thank her enough...
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Reply from Lydia Shina
April 10th, 2024 10:19 PM
OMGOSH DC! Thank you for the kind words. I truly enjoyed being part of you and your family's new home adventure. I am always available for any questions. Welcome Home! Lydia
Lydia was amazing at helping us throughout this process. This was our first time purchasing a home and she made the process easy.
Reply from Lydia Shina
April 10th, 2024 10:21 PM
Mariah, thank you so much for letting me help you and your family navigate the new home build and purchase. You were great teammates! I am always available for your smallest question. Enjoy your new home. Lydia
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Reply from Lydia Shina
July 5th, 2024 12:56 PM
Joshua, I am so excited for you on getting your keys for your new home. As your loan was for a building a new home from the ground up-- with all the moving parts, I hope I was able to make the process simple and stress-free for you. If there’s...
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Great to work with.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Ditto Austin! It was great working together on your new home purchase. Kudos and Congrats--and Bon Voyage on this new chapter. Enjoy! Thanks, Lydia
The whole process was very pleasant.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Amy, you both made such an awesome team....you made my part easy! So glad to have taken these steps together. Lydia
Lydia communicated with us every step of the way. She answered all of our MANY questions. She was very efficient and helpful.
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Kelsey, you have been an amazing teammate on your new home adventure. Kudos and Congrats! Lydia
Expertise and Knowledge, Follow-Up and Support, Attention to Detail
Reply from Lydia Shina
April 4th, 2024 07:41 PM
Arminder, it was such an honor to help you and your family navigate your new home purchase. Thanks, Lydia
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.