

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Whenever we had questions or concerns we would call Lydia and get ahold of Lydia and she could answer our questions or explain something that we were concerned about and kept us informed about everything with our loan and how the whole process...
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Reply from Lydia Shina
May 7th, 2024 11:57 PM
Hi Tommy and Heather, I am delighted to welcome you HOME! You have been amazing teammates through this entire process....as we really built the loan along with the house. Thanks for letting me share in this adventure. You can always call me...
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Absolutely! What made the experience great was Lydia's dedication and willingness to go above and beyond to assist at every step of the process. Their attention to detail, responsiveness, and proactive communication made the entire experience...
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Reply from Lydia Shina
May 8th, 2024 12:01 AM
Jatinder, thank you so much for the kind words. I am so glad to be a small part of bringing your family HOME! What an honor. It's been great getting to know you and your family and continuing--as I never leave lol! I am always available for...
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Lydia walked us through every step of the process in detail and was always communicative and responsive to our questions. She made everything easy and as straightforward as possible. We appreciate all her hard work to get us into our new home!...
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Reply from Lydia Shina
May 5th, 2024 03:56 PM
Abigail, it's been a joy teaming up together to navigate your new home build and purchase--you have been awesome all along the way. I am always available--Kudos and Congrats!! Lydia
Very personable with lots of great insight.
Reply from Lydia Shina
May 5th, 2024 04:00 PM
Robert, It has been such a true pleasure helping navigate your new home adventure. You have been a great sport and amazing teammate throughout the process. Best wishes on this new chapter for you and your family! Lydia
Lydia was very helpful and also professional. She made our home buying experience pleasant and easy.
Reply from Lydia Shina
May 5th, 2024 04:07 PM
Michael, thank you for the opportunity to work together on your new home. You were so on top of things--truly a great teammate. I am delighted for you and your family's new chapter. Enjoy! Lydia
The process was helpful and very easy. Lydia did an excellent job communicating and treated us as if we were her family. I feel like you have to find a thrill in your job to do anything with passion and that shows with her. She is just as excited...
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Reply from Lydia Shina
May 5th, 2024 04:11 PM
Marcus, I am beyond thrilled to hear such kind words--getting to be part of this leg of your journey really is an honor. I am always available--go enjoy your new home. Kudos and congrats! Lydia
She is a massive wealth of knowledge!
Reply from Lydia Shina
April 28th, 2024 02:59 PM
Kipp--right back at you!! It's been a pleasure working together on a dream home come true. You truly have your client's best interests at heart--and it shows. Thanks, Lydia
Lydia was Great! Very helpful in walking me through the loan process. Was able to help me restore my VA entitlement!
Reply from Lydia Shina
April 26th, 2024 11:05 AM
Nick, it was a true honor to work with you and your family on your new home adventure. I am overjoyed to give just a smidge back to someone who has served so much for us! Thank you. Lydia
Lydia is a such professionnal. I know couple lenders in the area but she is special. She answered all my client's questions and closed the house on time.
Reply from Lydia Shina
April 21st, 2024 04:55 PM
Esdras, thank you for the kind words and the amazing teamwork. You are such a great realtor. Let's go make another dream home come true! Thanks, Lydia
Lydia is an amazing human being. She knows what she does and she was always there to answer my questions. We received CTC in less than 4 weeks.
Reply from Lydia Shina
April 21st, 2024 04:58 PM
Esdras, it was so wonderful navigating your new home purchase together. I am just delighted for you and your family, and I feel honored to have joined in the adventure. Thanks, Lydia
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.