Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Lydia was responsive to emails and calls. She did a great job for my client, for which I am very appreciative.
Reply from Lydia Shina
October 19th, 2026 11:34 AM
Cathy, it was great teaming up with you on our client's new home purchase. You are a wonderful Realtor—you helped make the process seamless and smooth-- and I hope we can work together again soon, and often. Thanks! Lydia
I've known Lydia for over 20 years. When I started looking for a house to downsize to, she's the only person I thought about for arranging the loan.
Reply from Lydia Shina
October 19th, 2026 11:38 AM
Mark, it was such an honor to help you with your last home purchase, and your new home purchase 20 years later---and to know you all the years in between. You are still an amazing teammate—always on top of everything requested to make this...
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Lydia is extremely knowledgeable in the process and was very attentive when I had questions. Great person to work with in a process that can be stressful but was simplified by Lydia.
Reply from Lydia Shina
October 10th, 2026 07:39 PM
Armando, thank you for your kind words--your awesome teamwork made the whole process easier and smoother! I am so excited for you and yours on getting your keys--and I wish you all the best in your new home. I am always here for your questions,...
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Just a good overall experience
Reply from Lydia Shina
October 1st, 2026 02:27 PM
Hi Norman, it was so great working together to get you HOME! I truly appreciate your awesome teamwork. I am always here if you have any questions or next steps. Congrats and Best Wishes on your new home. Lydia
Lydia did a lot of leg work on this and was absolutely on top of things the whole time.
Reply from Lydia Shina
September 27th, 2026 09:27 PM
Hi Andrew, I am so delighted to for you and your family. It was great working together to get your new home build and purchase completed and get you the keys! I am always available to answer any questions or next steps you may have, or for...
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Thank you for the great service!
Reply from Lydia Shina
September 24th, 2026 12:57 PM
Kristy, it was great working together. You are an awesome teammate. I am always available to help your clients HOME! Thanks, Lydia
everything! Lydia was so helpful during thia transition for us '
Reply from Lydia Shina
September 24th, 2026 12:59 PM
Reyna, it was such a gift to get to help you navigate your first home purchase--and build. I am so excited for you and your family. I am always here for any questions, next steps, or referrals! Kudos and Congratulations, Lydia
As first-time homebuyers, we couldn’t have asked for a better experience! Lydia made the entire process smooth, straightforward, and easy to understand. She was always helpful and responsive in answering all of our questions. Her guidance and...
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Reply from Lydia Shina
September 19th, 2026 04:59 PM
Ashley, it was such a treat to get to work with you and yours on your new home build and purchase. It's so exciting to not only see you get your keys--but be there while you build and purchase your first home! It's a huge milestone and you...
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She handled everything in a professional and timely manner, explained things clearly to my client, kept all parties in the loop, and got the loan closed well within closing date.
Reply from Lydia Shina
September 14th, 2026 08:14 PM
Johanna, it was great working together to get our clients HOME! I really appreciate your help--you were awesome. I am always here if you have other families looking for a great loan. Thanks, Lydia
Lydia was very professional, knowlegable, and readily accessible. She became a friend to us and we would happily recommend her.
Donald True
Reply from Lydia Shina
September 13th, 2026 07:10 PM
Don, it was such a treat to team up with you on your new home build and purchase. You could give lessons in how to be a great home buyer. I wish you and your family many Blessings and cherished memories in the making in your new home. I am...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.