

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Reviews from Web
Lydia simplifies the process and was accessible and responsive throughout.
Reply from Lydia Shina
November 30th, 2024 06:01 PM
Shelly, it's delightful to know I was able to help you navigate the purchase and building process. It's an honor working togethere on your big milestone adventure. I'm always here for you whenever you need. Kudos, Congrats, and Welcome HOME!...
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Lydia made this journey stress free and making sure we are always updated on everything . She explains everything even over and over again. telling us everything will be okay. She's been very in since the start until the end . we had a really...
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Reply from Lydia Shina
December 3rd, 2024 03:07 PM
Rehema, it makes my heart sing for you and your family getting into your new home. You worked hard and have been amazing through the process. I am excited to hear about the new memories you will all make and cherish over time. I am always here...
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Lydia was able to answer any question we had promptly and with a very welcoming demeanor. She was fantastic to work with and I would highly recommend her to anyone.
Reply from Lydia Shina
December 3rd, 2024 06:48 PM
Adam, thank you for the kind words. There were lots of moving parts to this adventure and you have been an awesome teammate. I am just delighted for you in this next chapter. I hope you create many wonderful memories to cherish. I am always...
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Lydia was such a wonder to work with. She was knowledgeable about the entire process from start to finish and made us gave us great Information to help us soar past the figurative finish line. Not to mention her legendary patience with our...
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Reply from Lydia Shina
December 3rd, 2024 06:51 PM
Spencer, you are a hoot! Thank you for the great review--it's been a pure pleasure working with you and your family on this big adventure. You were always on top of everything. Seeing you and your family get the keys is the best gift. Kudos...
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Lydia provided thorough and quick communication during my first home buying experience making me feel more confident in the process
Reply from Lydia Shina
November 23rd, 2024 07:40 PM
Kelly, helping you navigate a smooth and confident process is my top priority. It's been a pure pleasure working with you on this significant milestone. Remember, I'm here for any questions and future home financing needs you may have. Enjoy...
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They are very approachable and responsive to all of our communications. Thank you so much for assisting us.
Reply from Lydia Shina
November 23rd, 2024 05:01 PM
Van, it has been a pleasure working together on your family's new home. I am always here to assist you with any questions and future steps. Thank you for your kind words and the 5-star review. It truly made my day! Kudos and Congratulations,...
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Loved having Lydia apart of our transaction, her communication was great, and she handled any problems with grace.
Reply from Lydia Shina
November 22nd, 2024 04:49 PM
Kortni, it was awesome working together on this new construction build and purchase. Let's go make another dream home come true! Kudos, Congrats, and Thanks, Lydia
She was able to help and guide us on the entire process
Reply from Lydia Shina
November 21st, 2024 12:01 PM
Sharmila, it has been a pure pleasure helping you and your family build and purchase your new home. I hope you create wonderful memories to cherish together. I am always here for any questions or next steps. Kudos and Congratulations. Thanks,...
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Communication was great. Lydia is always willing to listen and answer all questions, even though I asked the same question multiple times.
Reply from Lydia Shina
November 21st, 2024 12:20 AM
Damilola, it was just awesome to help you navigate your new home adventure. I am delighted for you and yours on this next chapter. I am always available for any questions and next steps. Kudos and Congrats! Thanks, Lydia
Lydia is the best because she will do anything to make it work and she handles the situation very well
Reply from Lydia Shina
November 17th, 2024 07:00 PM
Angel, thank you for your kind comments. I so appreciate it. It's been amazing working together to get you into your new home, and I wish you all the best in this next leg of your adventure. I am always available for any questions or next steps....
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.