

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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She was very responsive and helpful. Definitely patient because we put her through a lot. Thank you so much Lydia! We appreciate all of your work.
Reply from Lydia Shina
December 21st, 2024 08:36 PM
Kevin, thank you for the kind words. It was awesome working together to get your family HOME! I am so excited for this new chapter of your journey. I am always here for any questions and future needs. Kudos and Congrats! Lydia
Lydia was easy to work with howeve, Silverton requested information that we felt had nothing to do with getting approved and more so jumping through hoops Lydia was great
Reply from Lydia Shina
December 7th, 2024 07:55 PM
Lynne, it's been such a pleasure working together on your new home build and purchase. I understand that the process might seem convoluted at times, as the format of the documentation is so specific. I appreciate your patience and your kind...
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I think I called her every day and she all called me back and explained to me what was going on. So she kind of held my hand thank you very much
Reply from Lydia Shina
December 7th, 2024 08:00 PM
Margie, I know that buying a home can be a bit challenging at times, and I enjoyed helping you navigate the process. It was truly a pleasure working with you on your purchase. If you ever have more questions in the future, don't hesitate to...
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SUCH A SMOOTH AND WONDERFUL PROCESS!!
Reply from Lydia Shina
December 7th, 2024 08:34 PM
Kristina, you were awesome to work with on this adventure! I so enjoyed meeting you and getting to know you thorugh the build and purchase. And I am so excited for you and your family to start this new chapter. I wish you all many memories...
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She is very dry friendly, professional, and great to work with
Reply from Lydia Shina
December 3rd, 2024 02:31 PM
Lonnie, it was great working together on your new home purchase. You were a Rockstar all through the process and a great teammate. Kudos and Congrats on such a big milestone. I am always here for any questions and next steps. Thanks, Lydia
Lydia was very informative, professional and was a large part of making this closing successful!
Reply from Lydia Shina
December 3rd, 2024 03:05 PM
Michael, a great team makes all the difference. Thanks for being such an awesome teammate. Kudos and congrats on this new home. I am always availble for any questions and next steps. Thanks, Lydia
Lydia is a superhero. Always makes herself available to answer questions and help new home buyers with the process. I'm convinced she doesn't sleep! She made the process seamless and so much less stressful.
Reply from Lydia Shina
November 30th, 2024 05:44 PM
Awww, Michael, your kind words got me giggling with joy. I am so thankful to have helped you navigate the new home buying and building process. You've been an amazing teammate. I wish you and your family endless memories to cherish in this...
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Lydia patiently walked us through every step of the process and gave us so much information along the way. She was always willing and eager to answer our questions.
Reply from Lydia Shina
November 30th, 2024 05:48 PM
Courtney, it was awesome working together to get you and your family HOME! I am simply delighted for you and look forward to seeing pics of you at home as you settle in. Always reach out if you have any questions about your purchase, your loan,...
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She was great at explaining and going above and beyond. Great communicator.
Reply from Lydia Shina
November 30th, 2024 05:50 PM
Emmanuel, you have been the "poster child" of Amazing First Time Home Buyer! You have been such a great teammate during this process and I could not be happier for you and your family on starting this next chapter. Take lots of pictures!! I...
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Lydia went above and beyond to help get things moving when they looked to be stalled. she provided stellar service and it was greatly appreciated.
Reply from Lydia Shina
November 30th, 2024 05:55 PM
Thank you for your kind words, Stacy. It's truly a pleasure to work with you--you were on top of each step--even with all the moving parts. Should you need anything in the future, don't hesitate to reach out--I am always here for you. I am...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.