

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Very approachable.
Reply from Lydia Shina
November 8th, 2024 12:45 PM
Philip, it's been a grand adventure helping you and your family navigate the build and purchase process for your new home. I am truly delighted for you and wish you all many memories to cherish in this new chapter of your journey. I am always...
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Lydia is very considerate of our needs. She makes sure to update us all the time decreasing our worries. She explains everything even over and over again. We had a great experience.
Reply from Lydia Shina
November 7th, 2024 03:14 PM
Aaron, it was so wonderful working together on your new home. I am honored to be part of this leg of your journey. I am always here for any questions, and next steps. Kudos and Congratulations on your new chapter. Wishing you and your family...
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Lydia was great! She was very knowledgable and easy to work with. She even helped me raise my credit score. Highly recommended. Thank you Lydia!
Reply from Lydia Shina
November 7th, 2024 03:11 PM
Scott, it was so exciting helping you navigate your new home build and purchase. You are a great team player. Wishing you and your family all and only the best. I am always here for questions and next steps! Thanks, and Congrats! Lydia
Great to work with Lydia
Reply from Lydia Shina
November 7th, 2024 03:10 PM
Barath, it's always great to work together. Let's go make another family's homeownership dreams come true together! Thanks for the awesome teamwork. Lydia
Lydia answered every question quickly and efficiently every step of the way.
Reply from Lydia Shina
November 2nd, 2024 07:57 PM
Mauray, it has been such a pleasure to work with you on your new home. You were an awesome teammate the entire process. I am delighted for you and your family. Kudos and Congratulations. I am always here for your questions and future needs....
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Lydia was amazing. She's very knowledgeable and responsive. It was such a pleasure to work with her. I look forward to doing business with her again. (:
Reply from Lydia Shina
November 2nd, 2024 07:59 PM
Ditto D'Andrea! We made great teammates in getting our family into their new home. You are a fantastic realtor, and I will be delighted to work with you again. Thanks, Lydia
the whole process was smooth, stress free and fun. lydia was awesome at explaining everything at anytime for us!
Reply from Lydia Shina
November 2nd, 2024 08:00 PM
Cayley, it was just fantastic working together on your new home adventure. I am so happy for you and yours--and am always available to help in any way I can. What a great start to a beautiful friendship. Thanks, Lydia
Lydia made us feel comfortable throughout the process making herself available at all times. All our questions were answered and I think she goes beyond what is expected of her. We love the whole experience because of her.
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Reply from Lydia Shina
November 2nd, 2024 08:05 PM
Thank you so much for your kind words, Arlyn! I am delighted you felt comfortable and informed--this was my top priority. I'm thrilled for you and your family--you were an amazing teammate on this adventure. Don't hesitate to reach out for...
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Process was smooth and Lydia was very communicative with my clients.
Reply from Lydia Shina
November 2nd, 2024 08:06 PM
Kelcie, thank you so much for the fabulous teamwork on getting our family Home! You were always available to help and made the entire process easier. Thanks and Congrats! Lydia
She was always available and returned calls in a timely fashion. She made this experience truly great! Thank you Ms Lydia!
Reply from Lydia Shina
October 30th, 2024 10:59 AM
Ah, Eureka, thank you for the kind words. It was a grand adventure working together on your new home purchase. I am thrilled for you and your family. I am always available for any questions and working together on your next steps. Kudos and...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.