

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Lydia was very professional. She was about to guide and direct us each step of the way. Her experience in the field truly made this an easy process!
Reply from Lydia Shina
July 5th, 2025 02:58 PM
Jennifer, it was a pleasure working with you, and I appreciate your kind words. Your teamwork and quick response to any request truly made this such a smooth process. I am delighted you are HOME and am always here for any questions; for referrals;...
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She is just great.
Reply from Lydia Shina
July 5th, 2025 02:59 PM
Tony, thank you for the amazing teamwork. I would recommend you to any homebuyer--you are awesome! Let's go make another homebuyer's dream come true--Lydia
Lydia was so professional and helpful.
Reply from Lydia Shina
June 28th, 2025 02:01 PM
Ossayi, I am delighted for you and your family. You have a beautiful house and all your personal touches will make it a beautiful home. Wishing your family All and Only the Best. I am here for any questions or next steps. Thanks, Lydia
Lydia was great and very helpful and on top of everything we needed. She made the process feel comfortable as if I was with my Auntie! 😁
Reply from Lydia Shina
June 28th, 2025 02:04 PM
Elias, thank you for your kind words! It was such a gift to help you and your family navigate this new home build and purchase. I know you will make many memories to cherish. I am always available for any questions or next steps. Kudos and...
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The clear to close and client satisfaction!
Reply from Lydia Shina
June 28th, 2025 02:06 PM
Hi Noah, it was awesome teaming up to get our buyer family HOME! You are really good at it. I am always here for any questions, referrals, and next steps. Thanks, Lydia
Lydia is the best. Most informed, most patient, understanding, knowledgeable and genuine loan officer I've ever worked with. Wouldn't want to eork work with anyone else.
Reply from Lydia Shina
June 28th, 2025 02:08 PM
Awwww Jacob, thank you for the kind words--and the amazing picture of your family at HOME! It was a pleasure helping you navigate your new home build and purchase. I wish you and yours ALL and Only the BEST--and I am always here for your questions,...
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Constant communication , very good with "crunching the number" . very knowledgeable
Reply from Lydia Shina
June 21st, 2025 05:04 PM
Hi Ying, loved "crunching numbers" for you and your family lol! It has been a pure delight to work with you on this project. There were lots of moving parts happening, and you gracefully navigated them all. Wishing you all and only the best...
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Lydia was awesome. She made the process so effortless and explained everything along the way. She was always available and I felt well taken care of.
Reply from Lydia Shina
June 21st, 2025 05:07 PM
Awww Susan, thank you so much for the kind words--and you being from the industry--they make my heart happy! It was such a great experience working together on your new home build and purchase. I hope you and your family already have cherished...
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Lydia is a wonderful guide in the journey of purchasing your new home. From her friendly easy conversations, to her explanation of the process and required paperwork to ensure a smooth path to homeownership she made buying our new home low...
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Reply from Lydia Shina
June 16th, 2025 12:20 PM
Kristen, thank you so much for the kind words! Your lightening speed response to everything really helped this whole process go smoothly. You bought a lovely house, and I know your personal touches and love will make it your beautiful home....
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We cannot express enough how amazing our experience was with Lydia! From the moment I reached out, she was incredibly responsive and attentive, guiding us through every step of the mortgage process. What impressed us the most was her commitment...
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Reply from Lydia Shina
June 6th, 2025 12:31 PM
Liz, your kind words make my heart sing--thank you! It was a pleasure guiding you through each phase so things went smoothly. Your quick response to anything we needed was so helpful. I am so excited for you and your family. I wish you all...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.