

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Friendly and respectful
Reply from Lydia Shina
June 1st, 2025 12:41 PM
Rekha, thank you for the kind words. It was a joy working to help you and your family through the build and purchase of your new home. I wish you a lifetime of happiness and cherished memories in the making. I am always available for any questions,...
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She made the process very easy and smooth.
Reply from Lydia Shina
May 25th, 2025 04:26 PM
Hi Thanh, working with you and John Le on your new home build and purchase was such a pleasure. You were amazing teammates. I wish you all happy years in your new home. Please know, I am always here for any questions, or next steps. Kudos,...
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Nice person and she need to finish something she started as soon as possible
Reply from Lydia Shina
May 24th, 2025 04:10 PM
Umulisa, it was such a pleasure working together on your new home purchase. We completed your loan in a very short time and your quick responses made the "whirlwind" smooth and calm. You were an awesome teammate through this adventure. I wish...
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I was so happy to work with Lydia nice person and hard work
Reply from Lydia Shina
May 24th, 2025 04:14 PM
Elias and Emmanuel, thank you so much for the kind words--and amazing teamwork on your new home purchase. You are a Rock Star homebuyer! I am so excited for you and your family. You worked so hard to get this beautiful home, and I know you...
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Communication was top tier. Every question was answered, helping with getting the right paperwork in on time to have a smooth closing. Just EVERYTHING.
Reply from Lydia Shina
May 24th, 2025 04:20 PM
Zaire, it has been a pure pleasure to work together on your new build and purchase adventure. The paperwork can sometimes feel daunting, so I am thrilled that together, we were able to make the process smooth and easy. I know you and yours...
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Lydia was a wonderful soul from the very first conversation to closing day. I would absolutely recommend her and her team to any friend that would be interested in buying a home.
Reply from Lydia Shina
May 5th, 2025 06:16 PM
Al, it was a pleasure assisting you through the new build and purchase process, and I truly appreciate your recommendation. I am so excited for you and your family on getting the keys! One of life's Best milestones! Kudos and Congrats, and...
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We were able to contact Lydia about anything! She is an amazing person that we greatly enjoyed working with.
Reply from Lydia Shina
May 5th, 2025 11:47 AM
Stevenson, I'm thrilled to hear that you felt comfortable and enjoyed working together on your new home purchase. Thank you for your kind words. It was a pure joy to see you both get your keys! We all made a great team. I am always here for...
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Lydia was fantastic!
Reply from Lydia Shina
May 3rd, 2025 03:41 PM
Right back at you Sara! It was awesome working to get our family home. It never gets better than that! Kudos and Congrats, Lydia
Lydia was amazing to work with, her positive attitude and willingness to work different types of loans for my buyer along with her constant communication absolutely made this a very efficent painless process. My buyer and i were always informed...
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Reply from Lydia Shina
April 29th, 2025 12:48 PM
Carol, your kinds words are music to my heart--thank you for them and for the amazing teamwork on this purchase. You made juggling all those moving parts look like art! Yes, let's definitely make working together happen again soonest. I am...
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Lydia was great
Reply from Lydia Shina
April 29th, 2025 11:30 AM
Gina, it was so great teaming up again to find your dream home for you and your family. I know you will create fantastic memories to cherish. I am always here for anything you need or any questions. Thanks and Congrats!! Lydia
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.