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Lydia Shina - Branch Manager | NMLS 12833 in Louisville, KY

Lydia Shina

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Branch Manager | NMLS 12833

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I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Overall Ratings
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5 Star
94%
4 Star
5%
3 Star
1%
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Reviews from Web
  • SFTP
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    Rekha K
    Louisville, KY
    Posted on June 1st, 2025 05:18 AM
    Friendly and respectful
    Reply from Lydia Shina
    June 1st, 2025 12:41 PM
    Rekha, thank you for the kind words. It was a joy working to help you and your family through the build and purchase of your new home. I wish you a lifetime of happiness and cherished memories in the making. I am always available for any questions,...
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    Thanh T
    Louisville, KY
    Posted on May 25th, 2025 01:51 PM
    She made the process very easy and smooth.
    Reply from Lydia Shina
    May 25th, 2025 04:26 PM
    Hi Thanh, working with you and John Le on your new home build and purchase was such a pleasure. You were amazing teammates. I wish you all happy years in your new home. Please know, I am always here for any questions, or next steps. Kudos,...
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    Umulisa S
    Louisville, KY
    Posted on May 24th, 2025 02:56 PM
    Nice person and she need to finish something she started as soon as possible
    Reply from Lydia Shina
    May 24th, 2025 04:10 PM
    Umulisa, it was such a pleasure working together on your new home purchase. We completed your loan in a very short time and your quick responses made the "whirlwind" smooth and calm. You were an awesome teammate through this adventure. I wish...
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    Elias G
    Louisville, KY
    Posted on May 23rd, 2025 01:38 PM
    I was so happy to work with Lydia nice person and hard work
    Reply from Lydia Shina
    May 24th, 2025 04:14 PM
    Elias and Emmanuel, thank you so much for the kind words--and amazing teamwork on your new home purchase. You are a Rock Star homebuyer! I am so excited for you and your family. You worked so hard to get this beautiful home, and I know you...
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    Zaire W
    Charlestown, IN
    Posted on May 16th, 2025 07:58 PM
    Communication was top tier. Every question was answered, helping with getting the right paperwork in on time to have a smooth closing. Just EVERYTHING.
    Reply from Lydia Shina
    May 24th, 2025 04:20 PM
    Zaire, it has been a pure pleasure to work together on your new build and purchase adventure. The paperwork can sometimes feel daunting, so I am thrilled that together, we were able to make the process smooth and easy. I know you and yours...
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    Albert F
    Charlestown, IN
    Posted on May 5th, 2025 05:05 PM
    Lydia was a wonderful soul from the very first conversation to closing day. I would absolutely recommend her and her team to any friend that would be interested in buying a home.
    Reply from Lydia Shina
    May 5th, 2025 06:16 PM
    Al, it was a pleasure assisting you through the new build and purchase process, and I truly appreciate your recommendation. I am so excited for you and your family on getting the keys! One of life's Best milestones! Kudos and Congrats, and...
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    Stevenson N
    Louisville, KY
    Posted on May 5th, 2025 11:16 AM
    We were able to contact Lydia about anything! She is an amazing person that we greatly enjoyed working with.
    Reply from Lydia Shina
    May 5th, 2025 11:47 AM
    Stevenson, I'm thrilled to hear that you felt comfortable and enjoyed working together on your new home purchase. Thank you for your kind words. It was a pure joy to see you both get your keys! We all made a great team. I am always here for...
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    Sara B
    Louisville, KY
    Posted on May 3rd, 2025 12:28 AM
    Lydia was fantastic!
    Reply from Lydia Shina
    May 3rd, 2025 03:41 PM
    Right back at you Sara! It was awesome working to get our family home. It never gets better than that! Kudos and Congrats, Lydia
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    Carol W
    Louisville, KY
    Posted on April 29th, 2025 12:03 PM
    Lydia was amazing to work with, her positive attitude and willingness to work different types of loans for my buyer along with her constant communication absolutely made this a very efficent painless process. My buyer and i were always informed...
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    Reply from Lydia Shina
    April 29th, 2025 12:48 PM
    Carol, your kinds words are music to my heart--thank you for them and for the amazing teamwork on this purchase. You made juggling all those moving parts look like art! Yes, let's definitely make working together happen again soonest. I am...
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    Gina W
    Louisville, KY
    Posted on April 29th, 2025 10:32 AM
    Lydia was great
    Reply from Lydia Shina
    April 29th, 2025 11:30 AM
    Gina, it was so great teaming up again to find your dream home for you and your family. I know you will create fantastic memories to cherish. I am always here for anything you need or any questions. Thanks and Congrats!! Lydia
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    About
    I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Focus Forward Mentoring Group for High School Students,
    • GLI Business and Education Advocacy Committee
    • ElderServe Board Member
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    1998

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 12833
    Gallery
    Lydia Shina - Gallery Photo
    Awards
    President's Club 2...
    Achievements
    • I am honored to be selected for the President's Club for 2025
    Hobbies
    • Cooking
    • Dancing
    • Hiking
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    Disclaimer
    All loans are subject to credit approval. Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.