Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Lydia was great! She offered so much insight and answered every question we had! We would for sure use her in the future as well as recommend! Thank you Lydia!!
Reply from Lydia Shina
August 1st, 2025 12:36 PM
Jordan, helping you and your family with the build and purchase of your new home was a joy. You were always right there with anything that was needed--it made it a smooth process. I'm thrilled to know you'd consider working with me again. Your...
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Build a house whit Silverton team was an exceptional experience, Lydia made the process look so easy and smooth. She is so helpful and kind, every time that we have a question or we need something from them they was always available for us...
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Reply from Lydia Shina
July 23rd, 2025 11:07 PM
Carlos, it made me so happy to hear your kind words. It was such a pleasure helping you and your family navigate your home build and purchase and I'm pleased that it made a difference for you. You were a great teammate in this adventure. If...
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very easy to work with
Reply from Lydia Shina
July 23rd, 2025 12:21 PM
Taylor, I feel the same way about working together--you made it easy! I am so excited for you--I hope this next chapter is filled with cherished memories in the making. I am always here for any questions, next steps, and referrals. Thanks and...
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bery organized and prompt replies
Reply from Lydia Shina
July 23rd, 2025 12:25 PM
Brittney, it was so great working together on your new home adventure. I try to make the process as smooth as possible, and I'm always here if you have questions, and for next steps. Enjoy every moment of your new home journey! Kudos, Congrats,...
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As a first time homebuyer, I had a million questions and Lydia answered every single question and never got annoyed with me. Explained everything in detail and made the process very easy. Definitely someone I trust and would go through the...
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Reply from Lydia Shina
July 23rd, 2025 12:31 PM
Brandon, you are a hoot--there is never a question too small! You not only bought your first home--you built it! My goal is to make the process easy to understand and as stress-free as possible. Your trust means a lot to me, and I am always...
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Lydia walked with me for the entire process. She was very busy but never made me feel like I was bothering her, she answered every question to make sure that I was well informed . I'm looking forward to the interest rates dropping soon so I...
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Reply from Lydia Shina
July 7th, 2025 11:03 AM
Trent--it was pure delight to help navigate you and your family HOME with your new build and purchase. There is no question too small. I look forward to the opportunity to work with you again in the future--I am always here for any questions...
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Lydia is always available. She works hard to find the best outcome no matter the situation. She is extremely trustworthy. I 100% recommend her!
Reply from Lydia Shina
July 5th, 2025 02:33 PM
Susan, thank you for the kind words and the AWESSOME teamwork! So glad you are such a big part of my village. You are an amazing Sales Manager--our homebuying families are lucky to have your help and guidance. Thanks, Lydia
All is good
Reply from Lydia Shina
July 5th, 2025 02:35 PM
Freddy, I am so excited for you and your family to be in your new home. I wish you an amazing life filling with new memories to cherish. I am always here for any questions, next steps, and for referrals! Thanks, Lydia
she has been so nice and supportive and kind during the process
Reply from Lydia Shina
July 5th, 2025 02:39 PM
Aline, thank you for the amazing teamwork all along your new home adventure. You are so organized, you could give lessons lol! Thank you for your kind words and trust. I wish you a lifetime of happiness as you turn your new house into your...
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We are incredibly thankful for the exceptional support Lydia provided throughout our home loan process. From start to finish, she demonstrated a high level of professionalism, patience, and perseverance that truly set her apart. What made this...
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Reply from Lydia Shina
July 5th, 2025 02:54 PM
Priya, thank you for the kind and generous words--they brought tears to my eyes. Helping you and your family navigate the challenges leading to the keys to your new home was so rewarding--and your trust and teamwork a Blessing. I am grateful...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.