Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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You put a lot of work to help get almost everything 💯
Reply from Lydia Shina
September 9th, 2025 01:28 PM
Hi Husseni, it was a pleasure working with you and your family to get your dream home built and purchased. There were lots of moving parts, and I truly appreciate the team effort to get you HOME! May The Blessings Be for your new home adventures....
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Lydia is very knowledgeable and was super friendly, making our experience easy to get through. I glad we will continue to work with her even after closing on our home. Thank you!
Reply from Lydia Shina
September 9th, 2025 01:25 PM
Raven, thank you so much for the kind words. It was awesome navigating your new home build and purchase together. You've been a great teammate! I wish you and your family All and Only the BEST. I am always here for any questions, next steps,...
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Lydia helped us all the way from the start and to our closing day. She was always there when we needed advice on some things. Just one message or a phone call, Lydia was always there to help us 😊
Reply from Lydia Shina
September 9th, 2025 01:32 PM
Jonathan, your kind words fill my heart. It's been an honor to work with you and your family on your new home build and purchase. I'm glad you felt supported along this adventure. Please reach out with any questions or next steps. I am always...
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Ms. Lydia is really one of a kind. Thank you for helping us to get our dream house. You've guided us in each step of the process that made it easier for us to achieve our goal. Thank you very much.
Reply from Lydia Shina
September 9th, 2025 01:36 PM
Jolina, your kind words are such a gift. It was amazing working together to navigate your new home build and purchase. You were always on top of anything needed. I wish you and your family many years of cherished memories in the making. I am...
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A very friendly and non stressful first time dealing with a mortgage lender. Lydia is great.
Reply from Lydia Shina
September 9th, 2025 01:38 PM
Chesne--it takes one to know one--you were an awesome teammate throughout the home building/purchasing journey. I truly enjoyed working together to get you HOME! Wishing you all the best on this new chapter. I am always here for any questions...
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Communication, guidance
Reply from Lydia Shina
August 8th, 2025 01:32 PM
Madisyn, I always try to make you feel supported every step of the way. Your awesome teamwork made this a smooth process--thank you for always responding quickly along the way. I'm always here for you--please reach out with any questions, referrals,...
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Lydia was so helpful in the entire loan processkng journey! Kidos Kudos to her and her team for excellent planning and guidance . Thanks alot once again
Reply from Lydia Shina
August 2nd, 2025 01:05 PM
Kris, thank you for your kind words and amazing teamwork all along your build and purchase for your new home. You'll be making memories to cherish and share in no time. Wishing you and your family all the BEST--and of course, I am always here...
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We had a great conversation and seamless process of our home loan. Thanks to lydia
Reply from Lydia Shina
August 1st, 2025 12:25 PM
Venkat, I'm delighted that you found the process with your home build and loan went well. It was a pleasure to work with you--you were an excellent teammate all along the way. If you have any questions or next steps, or referrals--I am always...
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Working with Lydia was like a breeze, she is always responsive and provides quality guidance. I will definitely go with her in the future.
Reply from Lydia Shina
August 1st, 2025 12:30 PM
Anu, It was wonderful helping you navigate the build and loan process--your confidence means a lot to me. You were always on top of every step along the way. I am always here for any questions, referrals, next steps you may have. Wishing you...
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Lydia is very upbet and friendly and always on the ball. I have never had a bad experience with her or Silverton!!
Reply from Lydia Shina
August 1st, 2025 12:32 PM
Melissa, thanks for the kind words. You are an awesome Sales Manager, and I truly enjoy working together to get our families HOME!
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.