

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Everything ran bery very smoothly, and the house closed in a timely matter
Reply from Lydia Shina
September 22nd, 2025 11:35 AM
HI John, it was great working together on our purchase. You are an awesome teammate! Thanks, Lydia
Firendly and professional. Provided great information and assistance to underastand the process and terms.
Reply from Lydia Shina
September 21st, 2025 04:43 PM
Sagara, it was amazing to work together on your new home purchase. I am overjoyed for you and your family on this auspicious milestone. I wish you all many happy memories in the making. I am always here for any questions and next steps. Thanks...
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Overall she is great. Friendly and very professional and help understand the process and terms.
Reply from Lydia Shina
September 21st, 2025 04:46 PM
Semadu, It was such a gift to help you and your family navigate the new home build and purchase process. Your teamwork made the adventure smoother. May The Blessings BE for you and your family in this new chapter. I am always available for...
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Lydia Was great
Reply from Lydia Shina
September 19th, 2025 12:52 PM
Gina, it's been an amazing journey on your dream home adventure! I am honored to have helped you navigate it all. May The Blessings BE for a harmonious new chapter full of cherished memories in the making. You know I am always here for anything...
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Very 'on it' - thanks
Reply from Lydia Shina
September 17th, 2025 05:12 PM
Amy, it was great working together on our client's new home build and purchase. You are a ROCKSTAR! Lydia
Fast responses, very experienced, good anticipation for meeting our needs.
Reply from Lydia Shina
September 17th, 2025 05:16 PM
Barry, it was so great working with you on your new home purchase. You make a fantastic teammate. I hope you and your family create many new memories to cherish in your new home. Please let me know if you have any questions, next steps, and...
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Lydia is very profession and easy to work with. Lydia is always on top of things and keeps each side updated, As an agent that is very important. Lydia is awesome to work with !
Reply from Lydia Shina
September 17th, 2025 05:14 PM
Carol, right back at you! You are amazing and an incredible realtor. I truly enjoy working with you and hope that together, we get many more families their keys! Thanks for all you do. Lydia
Lydia was awesome! She was so personable and made us feel so comfortable. She always answered when we called and if she didn't, she called us right back! She was very patient in explaining the whole process as it had been over 30 years since...
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Reply from Lydia Shina
September 14th, 2025 07:50 PM
Kimberly, it was a joy helping you navigate your new home build and purchase. You asked some great questions and always got anything needed right away. I loved our teamwork. I wish you All and Only the BEST for your new chapter. I am always...
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Lydia was fantastic! She was always just a phone call away if we had any questions or concerns. We enjoyed working with her.
Reply from Lydia Shina
September 11th, 2025 01:06 PM
Matt, likewise--it was great working with you on your new home. I am so excited for your new chapter--I wish you many years of joy and great memories in the making. I am always available for any questions you have, next steps, and always for...
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Lydia was patient, quick to respond with questions, and explained everything very clearly.
Reply from Lydia Shina
September 9th, 2025 01:23 PM
Kelli, it was such a pure delight to work together on your new home build and purchase. I wish you and yours fantastic memories in the making to cherish. I am always available for any questions, referrals, and next steps. Kudos and Congrats!...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.