Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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I felt like there was a lot of last minute scrambling. I've never had documentation come down to the wire like this in all my house closings. And there have been four prior to this on. But overall it was a good experience and we did make a...
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Reply from Lydia Shina
October 1st, 2025 01:44 PM
Kimberly, thank you so much for your teamwork on your new home. Yes, there was a bit of information needed on our final report review, and your swift response was awesome. I hope you love your new home and have many memories to cherish in the...
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Very good communication
Reply from Lydia Shina
October 1st, 2025 01:46 PM
HI Liz, it was great working together to get your forever home keys! You are a fabulous teammate. I wish you and your family a long and happy life in your new home. Please let me know if you have any questions in the future. I am always available....
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This was our first home and Lydia was extremely communicative through the entire process and helped us every step of the way. She gave us amazing advice about what choices we needed to make and what mistakes to avoid. She even arrived at our...
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Reply from Lydia Shina
October 1st, 2025 01:48 PM
Joshua, thank you so much for your kind shout out! You made my day. It was a pure pleasure to help you navigate the build and purchase process. I wish you and All and Only the Best memories in the making in your new home. I am here for any...
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Working with Lydia was truly an exceptional experience. She is incredibly knowledgeable, patient, and attentive throughout the entire process. Lydia took the time to explain every step clearly, answered all of my questions, and made me feel...
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Reply from Lydia Shina
September 29th, 2025 11:30 AM
Mwajuma, you kind and generous words brought tears to my eyes and song to my heart. It is a special gift to help you and your family navigate the building and purchase of your new home. May The Blessings Be for all of you in this next chapter...
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Overall the process was smooth. Lydia and team were very responsive and attentive to our request for information and clarity. From start to finish, she was with us.
Reply from Lydia Shina
September 28th, 2025 02:58 PM
Deveenier, it was great working together on your new home build and purchase. You were great teammates throughout the process. I am so excited for you and your family's next chapter in your new home. Congratulations and All my Best, Lydia
Lydia was very helpful, I was able to communicate with her whenever I needed clarification about any email, documents etc.
Reply from Lydia Shina
September 27th, 2025 05:36 PM
Beena, it was great working with you to navigate the ins and outs of a new home build and purchase. I am so excited for you and your family. I hope you have many many years of happiness in your new home. Thanks, Lydia
Lydia was personable and very attentive to our needs! :-)
Reply from Lydia Shina
September 27th, 2025 05:38 PM
Stacy, thank you so much for the opportunity to work with you and yours on your new home build and purchase. You were a great teammate throughout the adventure. Wishing many years of joy and happiness in your new home. Kudos and Congrats, Lydia...
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She did Great for Beena & Lila's closing.
Reply from Lydia Shina
September 27th, 2025 05:39 PM
Pushpa, so did you! You are an awesome realtor and working together made the entire adventure so much smoother. Kudos, Congrats, and Thanks! Lydia
Lydia was an amazing person to work with. She was quick to communicate with us throughout the process, answered all the questions we had, and was even there when we signed the final paperwork. I would recommend her to anyone in the home-buying...
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Reply from Lydia Shina
September 27th, 2025 05:42 PM
Gabrielle, thank you so much for the kind words---you made my day! Your pro-active teamwork made this such a delightful adventure. I wish you and your family many cherished memories in the making in your new home. Kudos and Congrats! Lydia
Great explanation and good communication
Reply from Lydia Shina
September 27th, 2025 05:54 PM
Gerald, it was a pleasure helping you and your beautiful family navigate the build and loan process. Your quick response to anything requested really made it a smoother journey. Thank you for your kind words! I am always here if you have any...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.