Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Reviews from Web
She did a great job, with the buyers new home loan.
Reply from Lydia Shina
November 1st, 2025 01:15 PM
Dean, you made a great teammate on our buyer's new home build and purchase. A great realtor like you is such a gift to the process. Let's go make another family's dreams come true together! Thanks, Lydia
Accomodating and excellence service.
Reply from Lydia Shina
November 1st, 2025 01:17 PM
Mark, thank you for the kind words! It's always a joy to work with such an incredible teammate. Wishing you and yours all the Best! Thanks, Lydia
Lydia and Kim were great to work with on my loan approval process. My situation was extremely complex with several obstacles to overcome and together we were able to still close on time. Thank you.
Reply from Lydia Shina
November 1st, 2025 01:20 PM
Bill, it was such a pleasure working with you on your new home purchase. You expertly juggled lots of moving parts and made a great teammate. I hope you are loving your new home and making lots of great memories to cherish. Please let me know...
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Lydia offered lovely guidance through my first home buying process! I would recommend her to anyone!
Reply from Lydia Shina
November 1st, 2025 01:24 PM
Cayman, you are such a delight! I am honored to have worked with you on your first home purchase. Thank you for being such an amazing teammate. I wish you and yours many precious memories in the making. I am always available for any next steps,...
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Great communications and support throughout
Reply from Lydia Shina
November 1st, 2025 01:26 PM
Jordan, it was such a gift to help you navigate your new home build and purchase. You were always on top of anything requested and made the process seamless and smooth. I hope you and your family are loving your new home. Just let me know if...
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she is kindly and respectful for the customer. Discuss all the issues with customer and solving the problems including with solutions every time when i call her she answered the phones right away and she is trying her best way to solve that...
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Reply from Lydia Shina
October 4th, 2025 01:19 PM
Puspa, thank you for trusting me to help navigate some of the twists and bumps to get you HOME! I so appreciate your teamwork all along the way. May The Blessings BE for you and your family in this next leg of your journey. I will always be...
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Lydia has assisted us from the start until closing, and even after closing, questions asked were answered in a timely manner. Keep up the good work. :-)
Reply from Lydia Shina
October 4th, 2025 01:21 PM
Myleen, Iit was such a pleasure working with you on your new home build and purchase experience. You've been an amazing teammate through it all. If you ever have more questions or need assistance, I'm just a call away. Thank you for your kind...
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Lydia Shin She is fantastic . first her knowledge of content and the market. Loan options She TY current and connectEd with her clients beT needs for their situation , then add how pleasant and how well she connects as a great person with her...
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Reply from Lydia Shina
October 3rd, 2025 11:49 AM
Awww, Belinda thank you for the kind words. It was so great working together to get our family their Keys!!! You are an awesome teammate--always on top of everything and ready to jump in if/when needed--and always with a calming approach. Let's...
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Lydia was great!! From the very beginning she kept us informed on what was needed, all of our options and worked with Kim and I to make the best financial decision for our situation. She was quick to respond to every question and answered no...
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Reply from Lydia Shina
October 2nd, 2025 12:53 PM
Lonnie, thank you for your generous words! Joining in your new home adventure was a pure delight. I am so excited for you and Kim on this new chapter and wish you many merry memories in the making. Always reach out with any questions, next...
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Lydia was very reponsive, gave very clear answers to our questions, she was very informed and knowledgeable as well as personable:
Reply from Lydia Shina
October 1st, 2025 03:56 PM
Cassie, I truly appreciate getting to share in this leg of your adventures! I wish you many happy memories in the making. I am always here for any questions or next steps. Kudos, Congrats, and Thanks, Lydia
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.