Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Great communication and always does whatever she can to get us across the finish line!
Reply from Lydia Shina
November 7th, 2025 08:52 PM
Mohammad, thank you for the kind words--and right back at you! You are an amazing teammate--so glad to get to work together to get our families HOME! Thanks, Lydia
I wanted to let you know that the whole process has been smooth and well-handled. I really appreciate your guidance and timely updates — it’s been a great experience working with you
Reply from Lydia Shina
November 7th, 2025 08:56 PM
Prudhvi, thank you so much. It was a smooth and seamless process--in great part to your incredible response time--you were always there for anything requested, making it an awesome experience. I am excited for you and your family and wish you...
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Lydia was on it!
Reply from Lydia Shina
November 7th, 2025 03:11 PM
Cruz, it was delightful working together on your new home build and purchase--your teamwork is so appreciated. If you ever need further steps or have any questions, feel free to reach out. Best wishes to you and your family on your new home!...
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You are already better
Reply from Lydia Shina
November 3rd, 2025 12:06 PM
HI Bedi, thank you for sharing. I know the process can be daunting--our team worked very hard to accommodate the late changes happening with you and your family and were delighted that we were able to close your loan without delay. Your teamwork...
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Lydia made the experience a great one! She calmed all my fears, was very patient and understanding, and ensured the process went smoothly for me! I am forever grateful for everything Lydia had done for me!
Reply from Lydia Shina
November 1st, 2025 01:02 PM
Rhonda it was such a joy working together again. You are an amazing teammate and I am grateful to share this leg of your adventure. Wishing you all the Best in your new home. I am always here for any questions and or next steps. Thanks and...
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Lydia's extreme depth of knowledge of the entire process and being able to answer all my questions and have so much patience when it was needed. We were worried that this process would be headache inducing and stressful but Lydia helped make...
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Reply from Lydia Shina
November 1st, 2025 01:05 PM
Cory, thank you for the kind words--it made my week! You were an incredible teammate throughout the build and loan, and your quick responses made the whole process seamless. I wish you and your family many cherished and joyful memories in the...
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Lydia's openness to support all my queries.
Reply from Lydia Shina
November 1st, 2025 01:08 PM
Faiz, it was a delight working with you on your new home build and loan. You asked great questions along the way, and you were always quick with anything requested. We made a good team. I wish you and your family All and Only the Best for your...
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The communication was clear and Lydia was able to explain things so we could understand them and feel comfortable about the process.
Reply from Lydia Shina
November 1st, 2025 01:11 PM
Miranda, I am so excited for you and your family! Buying a home can be a bit daunting but your awesome teamwork made the process smooth and gentle. I hope you are loving your new home and making amazing memories to share over the years. Please...
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Awesome Lydia was very very helpful
Reply from Lydia Shina
November 1st, 2025 01:13 PM
Justin, it was great working together on your new home. I am glad it was a smooth experience--your quick teamwork was a big part of that. I hope you are loving your new home! I am always here for any next steps, questions, and referrals. Thanks...
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She did a great job, with the buyers new home loan.
Reply from Lydia Shina
November 1st, 2025 01:15 PM
Dean, you made a great teammate on our buyer's new home build and purchase. A great realtor like you is such a gift to the process. Let's go make another family's dreams come true together! Thanks, Lydia
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.