

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Lydia was a breath of fresh air and was a fantastic person to work with! She was extremely articulate and thorough. She didn’t just tell us how things were, she went above and beyond and explained why exactly they needed certain information...
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Reply from Lydia Shina
November 29th, 2025 04:45 PM
Jonathan, thank you for your kind and generous words--they make my heart sing! Some of the process is not intuitive so your readiness to get any items requested really helped make the adventure go smoothly. I hope you and your family are already...
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Working with Lydia Shina at Silverton Mortgage was truly an excellent experience from start to finish. Lydia was knowledgeable, responsive, and consistently went above and beyond to make sure everything moved smoothly. She kept me informed...
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Reply from Lydia Shina
November 29th, 2025 06:21 PM
Jamal, it was a true pleasure helping you navigate the home build and purchase process. I hope you are loving your new home and already creating great memories. I am here anytime you have a question, or next steps, or referrals. Thank you for...
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Lydia was great and answered all of my questions!
Reply from Lydia Shina
November 29th, 2025 06:25 PM
Kathryn, going through the purchase process together has been a great experience. You may well be the most organized buyer I have had the pleasure to help get their keys! Wishing your next chapter in your new home brings all the wonders and...
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if we ever had a question we always got a timely response
Reply from Lydia Shina
November 29th, 2025 06:27 PM
IT was so great helping you navigate your new home purchase and the building process. You were on top of it all the way through to getting your keys. I hope you and your family love your new home. I am always here for any questions. Kudos and...
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Lydia worked tirelesssly to support our unique mortgage application. She was always very responsive. We felt like we were her only customer yet she had many customers. We appreciated her hard work and how she cared about us.
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Reply from Lydia Shina
November 29th, 2025 06:32 PM
James, thank you so much for your kind words--I truly appreciate them. You were such a great teammate throughout this new build and loan process--always ready with anything requested. I hope you and your family are loving your new home and...
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Lydia was always so quick to answer all o f our questions regardless of the time of day. She was incredibly professional and kind.
Reply from Lydia Shina
November 29th, 2025 06:34 PM
Abby, your kind words brought a huge smile to my face. Thank you for being such an awesome teammate during the process. You made it look easy! Wishing you and your family all the joys of homeownership and lots of precious memories in the making....
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she did a great job at getting us what we needed and answering our questions
Reply from Lydia Shina
November 29th, 2025 06:36 PM
Morgan, I am so happy for you and your family to have your keys in time for the holidays. Wishing you all Blessings and joys in your new home. I am always available for any questions. Thanks and Kudos for all the work you did to get here. Lydia...
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Excellent Service!
Reply from Lydia Shina
November 29th, 2025 06:37 PM
Thank you Madan, and right back at you! You are a great Realtor--I hope we can work together again very soon. Thanks, Lydia
Because Lydia was so helpful
Reply from Lydia Shina
November 9th, 2025 06:19 PM
Ayalew, thank you so much for the incredible teamwork--especially amid the crazy IT issues/outages along the way. I am delighted for you getting the keys to your new home. I wish you and your family all the Blessings and Joys for this new chapter....
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Lydia is very personable and was always there whenever I needed her.
Reply from Lydia Shina
November 8th, 2025 07:37 PM
Dylan, thank you for the kind words. I hope you and your family will love your new home--enjoying much happiness with many precious memories in the making. I am always here for any questions, or next steps. Kudos, Congrats, and Thanks, Lydia...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.