Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Lydia was also available to help and provide guidance. She was also very patient with all of my questions.
Reply from Lydia Shina
November 29th, 2025 03:55 PM
Cierra, you make an awesome teammate! You were always quick to respond all along the process and I loved your questions. I hope you and your beautiful family make many memories to cherish in your new home. I am always here if you need anything....
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She is too good.
Reply from Lydia Shina
November 29th, 2025 03:57 PM
Thank you Pushpa! You have been an amazing teammate with all of our purchases together. I hope we can go help other families get their dream home together. Thanks for all you do. You are an amazing Realtor. Lydia
Everything good
Reply from Lydia Shina
November 29th, 2025 04:40 PM
Bishnu, thank you for the opportunity to work together on your new home build and purchase. I know there were lots of moving parts to juggle with the build delays due to the fierce winter and spring months this year, and you handled them with...
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Lydia was always there to take calls no matter what time of day or whether it was the weekend. Lydia dealt with any issues with paperwork or questions that arose swiftly. Lydia was very helpful through the process of setting up a VA loan and...
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Reply from Lydia Shina
November 29th, 2025 04:02 PM
Jeffrey, thank you for your kind words. I am delighted we were able to get your keys without delays. I also appreciate your lightening-speed responses to anything requested. I hope you and your family love your new home and have many cherished...
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Very knowledgeable and efficient! Thanks bunches!
Reply from Lydia Shina
November 29th, 2025 04:04 PM
Bonnie, it was great working together to get our buyer family HOME. You ROCK as a Realtor! Let's go work together again. I am always here to help your buyer's come home. Thanks, Lydia
It's easy to connect and Lydia was very easy to work.
Reply from Lydia Shina
November 29th, 2025 04:06 PM
Rajiv, I am so excited for you and your family to get in your new home. It's a gift to have helped you navigate the new build and purchase process--and you were a great teammate. I am always here for any questions or next steps you might have....
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Lydia was excellent and quick to respond back .
Reply from Lydia Shina
November 29th, 2025 04:09 PM
Eydeger, thank you so much for the opportunity to help you and your family build and purchase your new home. You all juggled all the moving parts with grace and ease--and made my job easy. I wish you all and only the BEST in your new home....
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professional, patient and kind advisor.
Reply from Lydia Shina
November 29th, 2025 04:11 PM
Yuxin, you and your family have been amazing teammates on this new home journey. You were always quick to respond to anything requested and made the process go so smoothly because of it. I am always here for any next steps or questions. I wish...
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Lydia made us feel like family. She went out of her way to get my stuff taken care of. As a veteran 1st time home buyer, I couldn't have asked for a better agent. Great rate, great terms, great service. Absolutely the best financier I have...
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Reply from Lydia Shina
November 29th, 2025 04:32 PM
Kolton, your kind words made my month! You were a fantastic teammate in the process for your new build and purchase. I truly appreciate how quickly you provided whatever was needed. I wish you and your family ALL and Only the BEST in your new...
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Lydia is so smart and really knows how to get the buyer the best program and interest rate structure available. She is on top of it!
Reply from Lydia Shina
November 29th, 2025 04:36 PM
Carol, working together was a delight. Your teamwork and 24/7 availability went above and beyond and made the homebuying process so smooth and seamless for our buyer family. I would love to work together again to get more families HOME. You...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.