Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Reviews from Web
It was an exceptional experience because she guided us every step of the way, all the way to the very end
Reply from Lydia Shina
December 19th, 2025 01:18 PM
Eglis, what an adventure! It was amazing seeing you and yours get the keys to your new home. I really appreciate your teamwork along the way. Wishing you all the Blessings and Joys life has to offer in your new home. Kudos and Congrats! Lydia...
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she's very polite, helpful , smart and brilliant
Reply from Lydia Shina
December 19th, 2025 01:20 PM
Ramon, you kind words brought me a huge smile--thank you. It was a delight to work with you and your family to get your new home. I hope you will love it and make many cherished memories in this new chapter. Please let me know if you ever have...
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Took time to answer all my questions. Was very thorough throughout the process. Lydia was very knowledgeable
Reply from Lydia Shina
December 19th, 2025 01:22 PM
Trey, it was a pure joy working with you to get your home built and purchased. You were always right there with anything requested and asked great questions along the way. I hope you love your new home. I am always around for any questions,...
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Lydia kept me informed & supported our client well
Reply from Lydia Shina
December 8th, 2025 11:46 AM
Rachel, thank you for the great team effort for our buyer family. Let's go make another dream home purchase come true! Lydia
LYDIA WAS AMAZING! BEST PART OF THIS ENTIRE HOME BUYING JOURNEY.
Reply from Lydia Shina
December 8th, 2025 11:50 AM
Stacey, thank you for your kind words--I really appreciate your team spirit through this new build and purchase--it was seamless and fun navigating it together. I wish you and your family All and Only the BEST in your new home. I am always...
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Lydia was wonderful!
Reply from Lydia Shina
December 1st, 2025 02:28 PM
Corey, it was great working together with you and your family on your new purchase. It was a joy and an honor. I wish you many years of precious memories in the making. I am always available for any questions or next steps. Congrats, Kudos,...
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I appreciate the friendly service. I was informed about the loan process every step of the way from beginning to end. I highly recommend Lydia and her team!
Reply from Lydia Shina
December 1st, 2025 11:28 AM
Julie, thank you so much for working together on your new home build and purchase. Your teamwork was awesome. I hope you love your new home and create many joyful memories to share along the way. I am always here for any questions or next steps....
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no i will not
Reply from Lydia Shina
November 29th, 2025 04:30 PM
Ian, it was wonderful working together for our buyer family. You were a great Realtor and I hope we can work together again soon. I am always available for any of your buyer's questions or pre-approvals. Thanks and Congrats, Lydia
Lydia was very friendly and helpful to work with
Reply from Lydia Shina
November 29th, 2025 03:47 PM
Holly, it was such a delight working together on your new home purchase. I wish you and your family all the BEST in your new home. I am always available if you have any questions or next steps. Thanks, and Congrats! Lydia
Lydia's willingness to answer any question plus her kindness
Reply from Lydia Shina
November 29th, 2025 03:53 PM
Ethan, thanks for the kind words. Your family made a great team in getting your new home build and purchase a smooth and seamless adventure. It's been great working together to get your keys. I am always here for any questions. Wishing you...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.