Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Reviews from Web
could have never gotten through this complicated and stressful experience without Lydia
Reply from Lydia Shina
December 29th, 2025 01:10 PM
Gary, it was a joy to work with you and your family in building and purchasing your new home while selling your old property. Although there were a few balls to juggle, your quick response to anything requested, really helped. I am so delighted...
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Lydia was very attentive and available. Any time I was unfamiliar with something she was able to talk things through in a way that made sense to me.
Reply from Lydia Shina
December 29th, 2025 12:58 PM
Chris, it was a delight working with you and your family to get the keys to your new home. You were a great teammate. I wish you all many years of treasured memories in the making. I'm always here for any questions or next steps. Thanks and...
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Dawn and Lydia were very easy to work with through the process. Responsive and informative.
Reply from Lydia Shina
December 29th, 2025 01:02 PM
Koleen, thank you for the kind words. It was such a pleasure for us to help you navigate a new home build and purchase. You were always quick with anything requested, and that helped make it a lot smoother. We wish you and your family All the...
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smooth and easy loan process. Lydia was very helpful and quick to respond throughout the process.
Reply from Lydia Shina
December 22nd, 2025 04:01 PM
Prachi, it was such a gift to work with you on your new home build and purchase. You were on top of every detail all along the way. I am here for any questions or referrals. I wish you and your family All the Best Blessings and Joys in your...
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Lydia was very informative in going over our options and assisted with several changes to our loan while our former house was in the process of being sold.
Reply from Lydia Shina
December 22nd, 2025 03:59 PM
Nate, I am delighted that the sale of your property, the build and purchase of you home went so smoothly. It was great helping you navigate the processes. I wish you and your family All the BEST in your new home. I am always here for any questions,...
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The whole process was very simple and smooth
Reply from Lydia Shina
December 22nd, 2025 12:31 PM
Jessica, it was such a pleasure to work with you along your new home build and purchase. Your quick response truly made the process seamless and harmonious--you could give new homebuyer lessons lol! I wish you all the Blessings and Joy life...
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ofcourse Ms.Lydia made it grea for me 🙌🏽🙌🏽
Reply from Lydia Shina
December 19th, 2025 01:10 PM
Mirlene, I could not be more excited for you and your family--you've built your new home from the ground up and there is so much joy and wonderful memories in the making heading your way. Thank you for your amazing teamwork all along the way....
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Very informative
Reply from Lydia Shina
December 19th, 2025 01:12 PM
Justin, it was a pure joy helping you navigate your new home build and purchase. You make a great teammate! I wish you and yours all and only the best in your new home. I am always available for any questions or next steps. Congrats and Thanks,...
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I had a great experience with Lydia. She was extremely supportive, patient, and always took the time to explain everything clearly. She truly went above and beyond to make the process smooth and stress-free.
Reply from Lydia Shina
December 19th, 2025 01:14 PM
Brittania, it was such a pleasure working with you to navigate your new home purchase--you built it from the ground up and were on top of everything every inch of the way. I am so excited for you and your family and wish you Blessings and Joy...
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Lydia was the best part of our home buying experience!
Reply from Lydia Shina
December 19th, 2025 01:16 PM
Awww, James, thank you for the kind words! You were a great teammate all along the way. I hope you and your family love your new home and have many many cherished memories in the making. Please let me know if you ever have any questions--I...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.