

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Lydia Shina was exceptional from the beginning and through the whole mortgage application and closing, giving much needed guidance and very useful advice/recommendations. I will highly recommend her to any one seeking mortgage advice.
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Reply from Lydia Shina
January 3rd, 2026 02:30 PM
Ayobola, thank you for your generous words--it was fantastic teaming up to navigate your new home purchase. You were always at the ready with any requested items--making it a smooth process, even through two holidays! Please reach out with...
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Quick, professional follow up and assistance.
Reply from Lydia Shina
January 2nd, 2026 07:16 PM
Thank you John! As always, it's a pleasure working together on our builds and purchases. You are a fabulous teammate. Thanks, Lydia
I came to Silverton in a panic. I was scheduled to close on Friday and my previous lender pulled out on Wednesday evening at 8pm, effectively leaving my family in limbo (and me in an emotionally unstable state lol). Luckily, Lydia's reputation...
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Reply from Lydia Shina
January 2nd, 2026 07:32 PM
Elizabeth, thank you for the kind words--they mean a lot. We are all so delighted that you got in your home so quickly--and with a better rate--in such a short time. It was a team effort--and you were an amazing teammate getting everything...
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She was always ready to answer any questions we had!
Reply from Lydia Shina
January 2nd, 2026 07:33 PM
Koty, it was great working together to navigate your new home build and purchase. I am delighted for you and your family and wish you many many treasured memories in the making. I am always here for any questions or next steps you may have....
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We could not have gotten through this process without Lydia. She was beyond helpful. We are so thankful!!
Reply from Lydia Shina
January 2nd, 2026 07:35 PM
Lauren, thanks for your kind words. It was a pure joy working with you on your new home adventure! You made a great teammate. I with you and your family All and Only the BEST in your new home. I am always available for any questions--or just...
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Lydia was an exceptional resource and guide throughout the whole process. She is so knowledgeable and she made our home buying process less stressful.
Reply from Lydia Shina
January 2nd, 2026 10:34 PM
Shelia, you were an amazing teammate throughout this journey. I appreciate your quick responses all along the way. Wishing you and your family many years of cherished memories in the making and Joy and giggles along the way. I am always here...
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Easy to get a hold of.
Reply from Lydia Shina
January 2nd, 2026 10:36 PM
Kevin, it was a pleasure to work with you on your new build, sale of your home, and purchase of your new home. Even with lots of items to juggle, you were on top of everything. I wish you and your family treasured memories and joy in your new...
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Consistent communication
Reply from Lydia Shina
January 2nd, 2026 10:38 PM
Michael, you made a great realtor teammate all along this process. I am ready to help any of your clients into their new home. Let's team up again soon. Thanks, Lydia
What a wonderful experience! Thank you Lydia for your genuine kindness and expertise in handling my client! Such a rare combination to find someone with the wealth of experience and intentional professionalism to bring us to the closing table....
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Reply from Lydia Shina
December 30th, 2025 01:42 PM
Wow Linda, your kind words are such a gift. It was so amazing working together to get our buyer family HOME! You are an incredible Realtor and teammate (It takes a village) and I hope we can team up again and again in 2026 and beyond. Thanks,...
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Ms. Lydia made it great and even though I'm a bald guy and at times I wanted to pull my hair out she still made it great for my wife and I, she's a keeper. R Terry
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Reply from Lydia Shina
December 30th, 2025 12:06 PM
Rod, my heart overflows with joy that you and yours got your keys! I truly appreciate that you were on top of getting anything requested--even if it didn't make sense to you at the time--and during your busy season. You, Bev, Dawn, and me make...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.