Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Reviews from Web
Good communication.
Reply from Lydia Shina
January 20th, 2026 12:04 PM
Joshua, it was great teaming up to get our buyer family HOME! You are a great realtor. Hope we work together again and again. Thanks, Lydia
Lydia was awesome! She was always there guiding us through the process and answering and questions we had.
Reply from Lydia Shina
January 20th, 2026 12:06 PM
Derek it was such a delight helping you through the build and loan process--you were a great teammate. Wishing you All and Only the Best in your new home. And if any questions come up, just call. I am always available. Thanks, Lydia
They made everything quick and easy and made our home buying experience simple
Reply from Lydia Shina
January 20th, 2026 12:08 PM
Damon, you were a great teammate throughout the new build and purchase. It was a pleasure helping you get your Keys! I am always here for any questions you may have. All the Best in your new home. Kudos and Congrats, Lydia
She was very informative and went through different senarios to get me the best deal.
Reply from Lydia Shina
January 20th, 2026 12:11 PM
Ali, thank you for the kind words. It was a quick and smooth process--you were always on top of anything requested--an awesome teammate. I am always here for any next steps or questions. Wishing you and your family Blessings and Joy in your...
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Lydia was a 💎 she stayed in contact with me and my wife throughout the entire process.
Reply from Lydia Shina
January 5th, 2026 07:17 PM
Marcus, thank you for your kind words! Your awesome teamwork really helped smooth a bump or two along the way. I am so excited for you and your family to be in your new home. Blessings to you All! I am always available for any questions or...
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Lydia was very professional and made the approval process so easy for us!
Reply from Lydia Shina
January 5th, 2026 06:38 PM
Judi, it was a delight helping you navigate your new home build and purchase. I really appreciate how quickly you provided anything requested--that's a gift --and you were a great teammate. Blessings and Joys in your new home. Thanks and Congrats!...
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Quick, professional service! Thank you very much and will recommend.
Reply from Lydia Shina
January 5th, 2026 02:14 PM
Hi Paul, it was great working together to get our buyer-family HOME! You are an amazing realtor and I look forward to working together again soonest. Thanks and Congrats! Lydia
Lydia was very informative and helpful about the loan options.
Reply from Lydia Shina
January 4th, 2026 04:58 PM
Lori, it was great working together on your new home build and purchase. You were an awesome teammate--always having anything requested at your fingertips. I hope you love your new home and make many happy memories over the years. I am always...
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This was the easiest mortgage loan process in our 40 years of home buying
Reply from Lydia Shina
January 3rd, 2026 02:23 PM
Bill, thank you for the amazing benchmark--you made my day! I really enjoyed working with you on your new home build and purchase. You were fantastic teammates. I wish you All the Blessings and Joys life has to offer in your new home. I am...
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Lydia was always there to answer my questions, educate me on terms and just overall Great to work with.
Reply from Lydia Shina
January 3rd, 2026 02:25 PM
Veronica, I couldn't be happier to see you get your keys to your new home. It was a delight working together on your home building adventure. You were a great teammate all along the way. Wishing you and your family All and Only the Best in...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.