

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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It was an overall GREAT experience! We had a few hicupps, as most Loans do. But it was quickly resolved and seamless.
Reply from Lydia Shina
February 18th, 2026 12:05 AM
Meghan, I couldn't be happier to see you and your family get your keys! You were an amazing teammate throughout the process and I am so glad we made it happen together. I am always here for any questions or next steps. Kudos and Congrats! Lydia...
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Lydia was very responsive and personable. Any time we had questions she was more than happy to help
Reply from Lydia Shina
February 12th, 2026 12:11 PM
Kassidy it was great helping you navigate the build and purchase process. You made an awesome teammate--always at the ready for anything requested. I wish you and yours many years of cherished memoires in the making! I am always here for any...
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How easy the process was. even when I was questioning the list of things I needed to do she simplified it to what seemed like a grocery list.
Reply from Lydia Shina
February 12th, 2026 12:14 PM
Andrew, you were an awesome teammate all through the new build and purchase process. I am so excited for you on your next chapter as a new homeowner. Wishing you All and Only the BEST! I am always available for any questions, next steps, or...
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She is very responsive and the professional in her field. Always knows what to do, what to ask for and get approved.
Reply from Lydia Shina
February 12th, 2026 12:17 PM
Chayton, thank you for the kind words. You are an amazing Sales Manager--always helping your buyers navigate the best options to get their dream home become their home! You help them get what they need as well as what they want--no small feat....
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Communication was greate and she went above and beyond on walking us through everything making sure we had a clear understanding of everything
Reply from Lydia Shina
February 8th, 2026 07:27 PM
Awwww, thank you Mark for the kind words. It was pure pleasure working together on your new build and purchase. You were always quick to respond to any items needed all along the way. I wish you and your family All the Blessings and Joys your...
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quick responsiveness and attention to detail. Also, the fact that Lydia would drop little gems here and there about what to do next was VERY helpful!
Reply from Lydia Shina
January 30th, 2026 03:28 PM
Kobey, it was such a delight help you navigate your new home build and purchase. You were a great teammate. Wishing you and your family all the joys and blessings life has to offer in your new home. I'm always here for any questions or next...
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Lydia was super kind, helpful, and responsive throughout the entire process. We are so thankful to have had her help throught our home buying journey!
Reply from Lydia Shina
January 30th, 2026 03:30 PM
Kennedy, thank you for such kind words--you made my day! I loved working together to get your keys to your new home. You were on top of anything request along the way. I hope you and your family have many treasured memories in the making. I...
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Very helpful and quick to repond to any questions.
Reply from Lydia Shina
January 26th, 2026 09:02 PM
Jacob it was great working together on your new home purchase and build. I am always here for any next steps, questions, and referrals. Wishing you and your family All and Only The BEST in your new home. Kudos and Congrats, Lydia
Communication was spot on with no issues whatsoever along the way
Reply from Lydia Shina
January 26th, 2026 09:03 PM
Kenley, it was great teaming up together to get our buyer family HOME SWEET HOME! You are an amazing Realtor. I look forward to working together again soonest. Thanks and Congrats, Lydia
Lydia was always responsive and knowledgeable.
Reply from Lydia Shina
January 20th, 2026 12:03 PM
Emily, it was great helping you navigate your new build and purchase. Wishing you amazing memories to treasure in your new home. I'm always around for any questions or next steps. Thanks and Congrats! Lydia
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.