Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Lydia was great in every way, helpful and always available. Thank you!
Reply from Lydia Shina
February 28th, 2026 05:29 PM
Marcus, you were a fantastic teammate all along the way. I am so excited for your next chapter in your new home. Enjoy! I am always here for any next steps or questions. Kudos and Congrats! Lydia
Lydia has been incredibly helpful throughout the entire process. She ensured everything went smoothly from start to finish, making what could have been a stressful experience feel seamless and well-coordinated. Her responsiveness, attention...
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Reply from Lydia Shina
February 28th, 2026 05:33 PM
Jhay-Ar, thank you for such kind words. They fill my heart. Your great teamwork made it a smooth process and I am delighted that you have the keys to your new-build home! You've work hard to get here and I wish you all the Joys and Blessings...
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This was our first home - and it's was very stressful going back and forth with the builders on things. Having Lydia as a resource throughout this process meant a lot to my fiancée and I. She truly cared about us, our home, and our future....
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Reply from Lydia Shina
February 26th, 2026 12:40 PM
William, it was such a great adventure helping you navigate your new home build and purchase. I am so excited for this new chapter for you both--and wish you Joy and Blessings in your new home. I am always available for any questions or next...
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Lydia always answered my calls and was understanding of my nightshift schedule. she was also very comforting during times of stress
Reply from Lydia Shina
February 26th, 2026 12:56 AM
Julia, it was great working together on your new home adventure. I am so delighted for you and your family on your new chapter. Wishing you many cherished memories in the making. I am always available for any questions or next steps. Thanks,...
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It was my pleasure to work with Lydia
Reply from Lydia Shina
February 24th, 2026 05:55 PM
Right back a you Greg! You are a great realtor and we made a good team. Let's go make some more Home Dreams come true together! Thanks, Lydia
Overall, my experience as a first‑time homebuyer was very positive. I was guided step by step throughout the loan process.
Reply from Lydia Shina
February 24th, 2026 02:06 PM
Hector, it was great working together to navigate your new home build and purchase--as a first time home buyer it's extra exciting to build your home too--and I made sure to always respond to your questions right away. You were a great teammate....
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Easy smooth and worked for us!
Reply from Lydia Shina
February 21st, 2026 08:14 PM
Dillon, it was great teaming up with you to navigate your new home build and purchase. You were amazing all along the way. I am always here for any questions, next steps or referrals! Kudos and Congrats on your new home. Lydia
Very easy process from start to finish. Any questions we had was answered immediately.
Reply from Lydia Shina
February 20th, 2026 01:07 PM
BJ, it was just great working together to get you and your family into your dream home! What an incredible milestone. You were on top of anything requested, making the adventure smooth and easy. I am so excited for your family's new chapter....
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Lydia literally helped make our family's dreams come true! She was amazing from start to finish.
Reply from Lydia Shina
February 20th, 2026 12:39 PM
Shelley, it was such a gift to get to help you and your family navigate your new build and home purchase. You were an awesome teammate all along the way. It made my heart overflow to see you all get your new keys. Let the cherished memories...
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Very smooth
Reply from Lydia Shina
February 18th, 2026 12:03 AM
Great working together Diana!
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.