

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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The experience was great because of the personalized attention we received throughout the entire process. Lydia carefully explained every step, answered all our questions, and guided us professionally from the initial application through closing....
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Reply from Lydia Shina
March 14th, 2026 09:45 PM
Khurram, , thank you for your kind words--they are truly appreciate them. You were an great teammate throughout the build and purchase--always providing anything requested right away. I wish you and your family All the Blessings in your new...
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Lydia was always very helpful and overall an amazing person to work with.
Reply from Lydia Shina
March 14th, 2026 09:47 PM
Elizabeth--right back at you! It was great teaming up to get you your keys to your new home. You were amazing all through the purchase adventure. I wish you and your family many cherished memories in the making in this new chapter. I am always...
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Lydia is amazing and made the process so easy .
Reply from Lydia Shina
March 14th, 2026 09:49 PM
Palmer, thank you for trusting me to help you navigate your new home build and purchase. You were always right there with whatever was requested. I hope you are settling in and loving your new home. Wishing All and Only the Best on this new...
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Lydia Shina
Great to with
Reply from Lydia Shina
March 14th, 2026 09:50 PM
William, we made a great team. Let's go get some more families into their dream homes. You are a terrific realtor! Thanks, Lydia
Lydia was great. She was very responsive, answered all the questions we had, and was good at explaining options.
Reply from Lydia Shina
March 14th, 2026 09:52 PM
Barbara, thank you for the opportunity to help you get into your new home. You were a great teammate, always ready with anything that was requested along the build and purchase process. Wishing you many happy years in your new home. I am always...
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Fast turnaround in an unexpected situation. Appreciated the hustle.
Reply from Lydia Shina
March 14th, 2026 09:54 PM
Rion, it was such a pleasure to help you get your keys so quickly and smoothly. It takes a great teammate to make that happen. Wishing your and yours great happiness in your new home. I am always here should you have any questions or next steps....
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Lydia was extremely helpful and knowledgeable, and was essential in guiding us through this process.
Reply from Lydia Shina
March 1st, 2026 03:47 PM
Wyatt, it was an honor to help you navigate your new home build, selling your property, and purchasing your new home. You became an expert juggler along the way lol! I am so delighted for you and your family's next chapter in your new home....
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Lydia was great to work with! She made this whole experience run as smooth as possible. She was always easy to get in contact with, and always had the customers best interest in mind! We would recommend Silverton Mortgage and Lydia to all!
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Reply from Lydia Shina
March 1st, 2026 03:50 PM
Shane, thank you for your kind words. You were an amazing teammate in your new home build and purchase adventure! I am so excited to be a small part of you getting the keys to your new home. Kudos and Congrats! Always call me with any questions....
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Great service and response to question and what was happening next
Reply from Lydia Shina
March 1st, 2026 03:53 PM
Jay, thank you for trusting me with your home build and purchase. It was a pleasure helping you navigate the process. I am so excited for you and yours in this next chapter in your new home. Please reach out anytime you have any questions--I...
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Lydia was so wonderful to work with. She was prompt to reply to any questions and was kind enough to come to come to our closing so we could meet in person.
Reply from Lydia Shina
March 1st, 2026 03:55 PM
Mendy, thank you for being such an awesome teammate in your new home purchase. It was such a gift to help you navigate the build and purchase. Wishing you Blessings and Joy in your new home. Please let me know if you have any questions or next...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.