

Lydia Shina
Branch Manager | NMLS 12833

I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Professional and responsive. Was a pleasure working with Lydia.
Reply from Lydia Shina
March 25th, 2026 09:10 PM
Hayden, it was a delight to help you navigate the build and loan process. You were on top of everything which helped make it go smoothly. I am excited for you and your family and wish you All and Only the Best in this next chapter in your new...
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Lydia was very responsive and proactive. She answered the clients questions with speed and accuracy. Great experience.
Reply from Lydia Shina
March 25th, 2026 09:12 PM
Katie, thank your for the awesome teamwork. You are a great Realtor and our buyer family was lucky to have you working on their behalf. Let's go do it again! Thanks, Lydia
The proccess was very easy. And she was very helpful through the whole process as well as giving advice on things. Overall Great experience
Reply from Lydia Shina
March 24th, 2026 12:31 PM
Anthony, thank you for the kind words. It was great working together to get you into your new home! I am delighted for you and your family and wish you All and Only the BEST in your next chapter. I am always here if you have any questions or...
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She was very responsive through the whole process and even told me how to get in a better position to set me and my wife up for success.
I can not say enough good things about the experience I had with Lydia.
Reply from Lydia Shina
March 24th, 2026 12:33 PM
Andrew, you are so kind! It was great helping you navigate your new home build and purchase. You are a great teammate! I hope you and yours make many fabulous memories to treasure in your new home. Kudos and Congrats! Lydia
Lydia was great with communication throughout the process and definitely made the buyer feel at ease.
Reply from Lydia Shina
March 24th, 2026 12:34 PM
Wayne, it was great working together again. You are an awesome realtor and you were a great teammate. Let's go make some more families' dreams come true! Thanks, Lydia
I cannot say enough great things about Lydia!! She went above and beyond every step of the way and made this entire process so much easier than I ever expected. She was always available to answer questions, incredibly patient, and genuinely...
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Reply from Lydia Shina
March 24th, 2026 12:37 PM
Maureen, your kind words made my heart sing! It was amazing working with you to help navigate your new chapter--you were a fantastic teammate on this adventure. I wish you Blessings and Joy in your beautiful new home. I am always here for any...
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Per my clients, communication with the loan officer was excellent.
Reply from Lydia Shina
March 24th, 2026 12:39 PM
Darlene, it was great working together to get our buyer family HOME! I hope we can do it again and again. You were a great realtor for them. Thanks, Lydia
Continuous communication and response on time
Reply from Lydia Shina
March 14th, 2026 09:39 PM
Nazia, it was a such a delight helping you navigate your new build and home purchase. I appreciate your quick response to everything. Wishing you and your family Blessings and Joy and cherished memoires in the making. I am always here for any...
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Huge appreciation to Lydia. She was incredibly dedicated, responsive, and professional from start to finish. Her guidance made the entire process smooth and stress-free. Truly grateful for her hard work and support.
Reply from Lydia Shina
March 14th, 2026 09:40 PM
Aamir, it was amazing working with you to get your keys to your new home. You and your family worked hard to get here and I wish you All and Only The BEST in your new home. I am always around for any questions. Kudos and Congrats! Lydia
Ease of communication and prompt attention to matters that occurred during the process.
Reply from Lydia Shina
March 14th, 2026 09:42 PM
Rick, it was so great helping you navigate the sale of your property, new build, and purchase of your dream home! I hope you and your family make many memories to treasure as you settle in and enjoy your new home. I am always available for...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery

Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.