Lydia Shina
Branch Manager | NMLS 12833
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team ... Show More
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Lydia explained the process every step of the way, was there anytime we had any questions and ease our mind if we had any concerns. Lydia help make the home buying experience enjotable.
Reply from Lydia Shina
April 4th, 2026 04:42 PM
Keona, it was such a gift to get to work with you and your family navigating your new build and home purchase. You made a great teammate. Kudos and Congrats and Thanks, Lydia
Lydia was always very timely with communication and always on top of things. if there was a question about something she was very quick to call and find out the answer for us. Overall wonderful experience and having Lydia's help made everything...
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Reply from Lydia Shina
April 3rd, 2026 11:18 AM
Natalie, it was a true pleasure helping you through the build and purchase process. Your quick responses made for a smooth flow along the way. Please feel free to reach out anytime--I am always available for any questions, next steps, or just...
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What made it great was Lydia! Lydia reminds me of myself, making others dreams come true. If I could give her a infinity out of infinity I would have. Fantastic job from every angle!
Reply from Lydia Shina
April 1st, 2026 06:20 PM
Awwww, William, thank you for the kind words--and right back at you as a teammate for your new home adventure! You were awesome. I am overjoyed for you and yours to have the keys to your next chapter--I hope you make many beautiful and fun...
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Lydia went above, beyond, around and through, working with governmental issues from every angle to get me through to close with a great loan!I do not know how she manages such stress levels, but I am very grateful that she does! She's Fantastic!...
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Reply from Lydia Shina
April 1st, 2026 06:25 PM
Amber, it was a gift to help you navigate the ins and outs on your new home purchase. There were a few of moving parts on this one with both a sale and purchase--and you were an amazing teammate all through the process. You were on top of everything...
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Working with Lydia was truly one of the best decisions we made during our homebuying journey. As first-time homebuyers, we had a lot of questions and uncertainties, but she was incredibly persistent, responsive, and hardworking every step of...
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Reply from Lydia Shina
April 1st, 2026 06:31 PM
Wow Lexi, you brought a smile to my heart and tears to my eyes with your generous words. I am so excited that together, we got your and yours the Keys to HOME! You worked hard to get here, and I wish you All and Only THE BEST in your new home....
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The personal attentiveness Lydia expressed to my wife and I has made all the difference in what normally is a stressful experience. Her availability to assist us, patience and light-hearted / hospitable nature helped us feel that we had support...
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Reply from Lydia Shina
March 27th, 2026 04:33 PM
Craig, thank you for your kind words and trust in me to help you navigate your new build and purchase. I agree, the electronic documentation can be daunting if one system's security fights another in getting HUD's required format. You made...
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Lydia is great to work with because she is a wealth of knowledge and is there to help you on any questions you need help on.
Reply from Lydia Shina
March 27th, 2026 11:28 AM
Will, it was such a gift to help you navigate your new home build and purchase. You make an awesome teammate--always ready with anything needed--which really helped make this a smooth process. I wish you and your family many many years making...
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Lydia is a great person to work with and help you with every step of the way and if you need help on something you can ask her and will probably have the answer for you.
Reply from Lydia Shina
March 27th, 2026 11:30 AM
Jessica, thank you for your kind words! It was awesome working together to get you and your family your keys to HOME! I am so excited for you all and wish you all the Joys and Blessings life has to offer in your new chapter. I am always here...
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Lydia is a true professional. Very detailed oriented and ensured our client had the most pleasant experience purchasing their first home!
Reply from Lydia Shina
March 27th, 2026 11:31 AM
Rhett, right back at you! It was fantastic working together to get our buyer family HOME! You are a great realtor. Let's go make some more Home Dreams come true! Thanks and Congrats, Lydia
Lydia was amazing. She was a wealth of knowledge and provided guidance every step of the way. She was very accommodating and supported our schedule. She made the entire experience less stressful. Lydia made sure we completed everything in a...
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Reply from Lydia Shina
March 26th, 2026 01:22 PM
Marilyn, thank you for your generous comments--I am grinning from ear to ear--just like when you got your Keys! You make an amazing teammate--always quick to provide whatever was needed. I am so excited for you and your family--I wish you many...
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About
I have been in the mortgage industry for 27 years and more—both as a mortgage specialist and branch manager. As a mortgage broker, I’ve worked with a multitude of lenders since I began in this industry, and being part of the Silverton Team is exciting-- and I am grateful that it allows me to expand my horizons for me, and opportunities for my clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
New construction, Existing properties, Conventional, FHA, VA, USDA, Down Payment Assistance Programs, 3% Down Conventional Loans 100% Conventional Loans
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
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Memberships
- Focus Forward Mentoring Group for High School Students,
- GLI Business and Education Advocacy Committee
- ElderServe Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 12833
Gallery
Awards
President's Club 2...
Achievements
- I am honored to be selected for the President's Club for 2025
Hobbies
- Cooking
- Dancing
- Hiking
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Disclaimer
All loans are subject to credit approval.
Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, Georgia 30361, 855-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Georgia
Residential Mortgage (Lic. #6911), MT Lic. #1561, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. All information is believed accurate and is subject to change without notice.