

Luke Hamlett
Sr. Loan Officer

Highlands Residential Mortgage is a locally owned and operated mortgage bank offering a wide variety of loan programs. We process, underwrite, and close our loans in-house to ensure a smooth, reliable experience from start to finish.
We tak... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Luke and Cyndi are very prompt, communicative, and friendly. It was such a pleasant experience. The online portal is efficient and user-friendly. Luke has worked with my sister and my daughter in the past - we will definitely recommend Luke...
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Reply from Luke Hamlett
July 20th, 2026 05:58 PM
Thank you for sharing your positive experience, Candace. I'm pleased to hear that you found our communication and the online portal helpful. It's wonderful to know that I've had the opportunity to work with your family before, and I truly appreciate...
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Attention to detail, availability to answer questions, went above and beyond to help with the appraisal process
Reply from Luke Hamlett
July 20th, 2026 06:11 PM
I'm grateful for your thoughtful review, Armando. It's nice to hear that my attention to detail and availability made a positive impact on your experience. Assisting with the appraisal process was important to me, and I'm happy it was helpful...
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The process was really smooth thanks to Luke and Cyndi! They were communicative, explained everything i had questions about. I appreciate their help with making everything smooth for me !
Reply from Luke Hamlett
July 20th, 2026 01:46 PM
I'm glad to hear that the process went smoothly for you, Damarees. It's great to know that Cyndi and I were able to address your questions effectively. Thank you for your kind words, and if there's anything more you need, feel free to reach...
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Luke was amazing to work with! He consistently kept us updated, provided great detailed information, and was always available and happy to answer our questions.
Reply from Luke Hamlett
June 29th, 2026 12:47 PM
Thank you for your kind words, Thai. I'm pleased to know that you appreciated the detailed information and updates I provided. Being available to answer your questions was my pleasure. If there's anything else you need, feel free to reach out....
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Construction loans are a highly collaborative project with so many moving parts. Luke, Cindi and Evan guided me though the entire process so well. Specificall, Luke was intregal in (and I probably exhausted him) in "running the numbers" again,...
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Reply from Luke Hamlett
June 3rd, 2026 05:27 PM
I'm grateful for your thoughtful review, Christina. It's wonderful to hear that Cindi, Evan, and I could guide you through the construction loan process. I'm glad my patience and help in "running the numbers" met your needs. If there's anything...
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Luke was very thorough throughout the entire home buying process, his expertise and knowledge is invaluable.
I would highly recommend him when purchasing a home.
Reply from Luke Hamlett
May 1st, 2026 02:22 PM
Thank you for your kind words, Natalie. I'm happy to hear that you found my expertise and knowledge invaluable during your home buying process. Your recommendation means a lot to me. If you have any further questions or need assistance, please...
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Luke and Cyndi did a great job of communicating, working in a timely fashion, and sticking with a very difficult job- they saved my client !
Reply from Luke Hamlett
April 29th, 2026 01:51 PM
I'm glad to hear that Cyndi and I were able to communicate effectively and work in a timely manner, Arielle. It's rewarding to know we could assist in saving your client despite the challenges. If you need any further assistance, please don't...
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Walked us through every step making it easy to understand.
Reply from Luke Hamlett
April 23rd, 2026 04:24 PM
I'm pleased to know that I could guide you through every step, Duane, making the process easy to understand. If you have any more questions or need assistance in the future, feel free to reach out.
Luke was there for us every step of the way . He made the process easy.
Reply from Luke Hamlett
April 21st, 2026 03:08 PM
I'm grateful for your kind words, Malissa. It's rewarding to know that being there every step of the way made the process easier for you. If you ever have more questions or need further assistance, please feel free to reach out.
Luke and Cyndi have been nothing short of Amazing!!! Throughout the whole process they have been more then helpful with any questions I had and they made me feel like a friend more than a client! I recommend 100% for anyone
Reply from Owner
August 7th, 2026 11:19 PM
Thank you so much for the incredibly kind words! Cyndi and I are truly grateful for your trust and are so glad we could make you feel like more than just a client. It was an absolute pleasure working with you, and we really appreciate the recommendation!...
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About
Highlands Residential Mortgage is a locally owned and operated mortgage bank offering a wide variety of loan programs. We process, underwrite, and close our loans in-house to ensure a smooth, reliable experience from start to finish.
We take pride in our expertise and integrity, and we’re committed to serving you at the highest level.
No matter the time of day, we're here to guide you through your home-buying journey. We'll help you navigate your financing options to find the most cost-effective solution tailored to your unique needs.
With over 20 years of mortgage experience, I have a true passion for helping clients improve their financial position, ensuring that by the time we close, you’re in a better place than when we started.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Residential mortgage financing
Purchase loans
Refinance loans
Construction and renovation loans
Home equity loans
Bank statement loans
Investor loans / DSCR
Mortgage Lending
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Positions
- Highlands Residential Mortgage - SR. Loan OfficerApr 4, 2023 - Current
Memberships
- Richardson Chamber of Commerce
- McKinney Downtown Networking Group
- Allen Fairview Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 231048
Gallery

Awards
Achievements
- Best in D 2021
- Best in D 2022
- Best in D 2023
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Hobbies
- Traveling
- Cruising
- Investing
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Disclaimer
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