

Luke Hamlett
Sr. Loan Officer

Highlands Residential Mortgage is a locally owned and operated mortgage bank offering a wide variety of loan programs. We process, underwrite, and close our loans in-house to ensure a smooth, reliable experience from start to finish.
We tak... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Very helpful
Reply from Owner
August 7th, 2026 11:20 PM
Thank you for your kind words, Anastasia. I'm pleased to hear you found my assistance helpful. If there's anything else you need, feel free to reach out.
It was a smooth process and helped me find extra supplemental programs and was able to bring my closing cost, interest rate , and monthly payments dowm making it affordable.
Reply from Luke Hamlett
February 26th, 2026 05:02 PM
I'm glad to hear that the process was smooth and that we could help find programs to make your home more affordable, Anastasia. Reducing costs and ensuring everything is manageable for you is a key priority. If you have any questions or need...
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Luke and Cyndi were attentive, patient, quick to respond and extremely knowledgeable. They made our entire experience as first-time homebuyers a breeze. Their thorough approach and expertise helped guide us through our many questions and concerns....
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Reply from Luke Hamlett
February 12th, 2026 04:38 PM
It's great to know that your first homebuying experience was smooth and stress-free, Sharon. I'm glad that both Cyndi and I could be there to answer your questions and address your concerns with promptness and knowledge. If there's anything...
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From beginning to close, Luke helped make the process as stress free as possible and helped walk me through the whole process. Great communication
Reply from Luke Hamlett
February 9th, 2026 09:45 PM
I'm pleased to hear that the process felt stress-free for you, Christopher. Ensuring clear communication and guiding you from start to finish is something I strive for. If there's anything else you need or any questions down the line, just...
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Giving full explanation of what was happening.
Reply from Luke Hamlett
January 27th, 2026 05:08 PM
I'm glad to hear that you appreciated the explanations provided throughout the process, William. Clear communication is something I focus on to ensure everyone feels informed and at ease. If you have any further questions or need additional...
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Luke was always available to help in anyway he could.
Reply from Luke Hamlett
January 26th, 2026 04:11 PM
I appreciate your kind words about my availability, Colton. Being there to assist you whenever needed is quite important to me. Should you have more questions or need further assistance, feel free to reach out anytime.
I felt comfortable and confident in my home search knowing we had Luke and Cyndi on our side. They kept us informed on the process, gave us realistic information and numbers, and made sure everything was in line for closing! They were creative...
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Reply from Owner
August 7th, 2026 11:20 PM
I'm grateful for your kind words, Ruby. It's good to know that you felt comfortable and confident during the process. I'm pleased that Cyndi and I could provide the information and support you needed for your home search and closing. If there's...
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I felt comfortable and confident in my home search knowing we had Luke and Cyndi on our side. They kept us informed on the process, gave us realistic information and numbers, and made sure everything was in line for closing! They were creative...
read more
Reply from Luke Hamlett
December 26th, 2025 09:32 PM
Your feedback about your home search experience means a lot to me. It's important that you felt confident and comfortable with the process. Keeping you informed and providing realistic details is something I prioritize, and I'm glad that attention...
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Communication and patience.
Reply from Luke Hamlett
December 19th, 2025 08:08 PM
I'm grateful for your feedback on communication and patience. These are key aspects I strive to uphold in every interaction. If there's anything more you need or any questions you have, feel free to contact me directly.
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About
Highlands Residential Mortgage is a locally owned and operated mortgage bank offering a wide variety of loan programs. We process, underwrite, and close our loans in-house to ensure a smooth, reliable experience from start to finish.
We take pride in our expertise and integrity, and we’re committed to serving you at the highest level.
No matter the time of day, we're here to guide you through your home-buying journey. We'll help you navigate your financing options to find the most cost-effective solution tailored to your unique needs.
With over 20 years of mortgage experience, I have a true passion for helping clients improve their financial position, ensuring that by the time we close, you’re in a better place than when we started.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Residential mortgage financing
Purchase loans
Refinance loans
Construction and renovation loans
Home equity loans
Bank statement loans
Investor loans / DSCR
Mortgage Lending
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Positions
- Highlands Residential Mortgage - SR. Loan OfficerApr 4, 2023 - Current
Memberships
- Richardson Chamber of Commerce
- McKinney Downtown Networking Group
- Allen Fairview Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 231048
Gallery

Awards
Achievements
- Best in D 2021
- Best in D 2022
- Best in D 2023
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Hobbies
- Traveling
- Cruising
- Investing
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